Can anyone recommend excess insurance for care hire

usman_91

A very good evening,

I hope you are well

I am renting a car abroad in Maderia Island next month which i have booked.  I see MSE has a list of Top excess insurance discounts: https://www.moneysavingexpert.com/travel/cheap-car-hire/

I see some have not the best reviews: Leisure Guard - https://uk.trustpilot.com/review/www.leisureguardinsurance.com 

Any personal recommendations from the list or other provider would be appreciated.

Thanks in advance 

OnlyTheBestWillDo

If wanting good cover with no unpleasant surprises: https://www.insurance4carhire.com

https://www.bettersafe.com/car-hire-excess-insurance also have comprehensive cover.

https://www.questor-insurance.co.uk/car-hire-insurance too, look good.

Paul217

I tried the 3 above and got ridiculous £80+ quotes for 2 weeks cover !

Crooks and insurance companies how do you tell the difference?

eskbanker

Paul217 said:

I tried the 3 above and got ridiculous £80+ quotes for 2 weeks cover !

Crooks and insurance companies how do you tell the difference?

That post was three years ago, so unlikely to be read by many, unlike the MSE article - what has your analysis of the current market shown to be good value for money (not necessarily 'cheapest' obviously) alternatives for your requirements?

Bonhomie

Paul217 said:

I tried the 3 above and got ridiculous £80+ quotes for 2 weeks cover !

Crooks and insurance companies how do you tell the difference?

Quite an unpleasant attack... Did it occur to you to try the ANNUAL option? Bettersafe is £46.99 and covers your sixteen day trip and more. 8% cashback via Quidco. Be nice.

SW17

I’ve been using Eversure for the last couple of years, annual worldwide cover for two drivers at around £60-65. Did some (but not extensive) research on MSE and elsewhere, and they appeared to have a reasonable combination of price, cover and reviews to meet my needs. 

Caveat is that so far I haven’t had to make a claim, which is always the real test with insurance. Also note that they don’t cover rentals via Green Motion, but I don’t think they are alone in that. 

jbrassy

It's difficult to judge these insurance companies until you actually have to make a claim. I've only ever made one claim on a car hire excess insurance policy and that was with Eversure. I thought the claims process was pretty painless and the money was in my account relatively quickly. I would certainly recommend them.

Having said this, I don't use Eversure all the time. I use Money Maxim to see who is offering the best deal at the time I need a policy.

algray

I recently had an experience with Questor. Although I swear blind the slow puncture to the tyre was there when I picked it up (because the low pressure light came on pretty much within 30 mins of collecting the car), Questor sorted out the excess payment I had to make promptly. There was a bit of a slow start to my claim, but after waiting two weeks my claim was processed and paid within ten days. 4.7/5 for me.

NoodleDoodleMan

This company has a decent reputation from what I've heard.

https://www.insurance4carhire.com/

An observation, not a recommendation.