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Aqua Reward Credit Card
Comments
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Se1Lad said:I can download pdf statements through the iPhone app:These show total cashback on the last page:
Is the £100 cashback the most you can accrue?
Does it then freeze until the payment date at the end of the "reward year"?
How do I find when the cashback will be paid and start earning again?0 -
Baoser said:jbrassy said:Baoser said:Thanks all. I must admit I've not embraced mobile banking. Paranoia I guess. Even with online banking I have to turn off the wifi on my router first.
Why? Online banking logins are encrypted? Who else is going to have access to your router? Why not just change the password on your router if you're that worried?Yes I do do online banking. It's mobile banking I don't do. I still don't trust all this data flying through the air. And for this reason I turn off wifi before I log into my online banking.As for the router, yes I've changed the password. I've also changed the SSID so anybody 'browsing' won't know my ISP/router I use. I even go one better and when entering my passwords I use the On Screen Keyboard (OSK) so if I've inadvertently picked up a keylogger they will only register mouse clicks.Nothing is unhackable. It's just a matter of time, experience and determination. I don't know if my next door neighbour is a member of Anonymous or not.(Yes I work in IT)
That is a crazy level of paranoia. If Anonymous wanted to hack someone, they'd probably go after a big organisation like HSBC rather than Bob living at number 32. You could just use a VPN for online banking as well if you're that paranoid.
What's more of a security risk is having financial documents sent through the post which can be intercepted and then used for illicit purposes.1 -
Baoser said:jbrassy said:Baoser said:Thanks all. I must admit I've not embraced mobile banking. Paranoia I guess. Even with online banking I have to turn off the wifi on my router first.
Why? Online banking logins are encrypted? Who else is going to have access to your router? Why not just change the password on your router if you're that worried?Yes I do do online banking. It's mobile banking I don't do. I still don't trust all this data flying through the air. And for this reason I turn off wifi before I log into my online banking.As for the router, yes I've changed the password. I've also changed the SSID so anybody 'browsing' won't know my ISP/router I use. I even go one better and when entering my passwords I use the On Screen Keyboard (OSK) so if I've inadvertently picked up a keylogger they will only register mouse clicks.Nothing is unhackable. It's just a matter of time, experience and determination. I don't know if my next door neighbour is a member of Anonymous or not.(Yes I work in IT)
A login with face ID or fingerprint would be safer than that0 -
jbrassy said:Baoser said:jbrassy said:Baoser said:Thanks all. I must admit I've not embraced mobile banking. Paranoia I guess. Even with online banking I have to turn off the wifi on my router first.
Why? Online banking logins are encrypted? Who else is going to have access to your router? Why not just change the password on your router if you're that worried?Yes I do do online banking. It's mobile banking I don't do. I still don't trust all this data flying through the air. And for this reason I turn off wifi before I log into my online banking.As for the router, yes I've changed the password. I've also changed the SSID so anybody 'browsing' won't know my ISP/router I use. I even go one better and when entering my passwords I use the On Screen Keyboard (OSK) so if I've inadvertently picked up a keylogger they will only register mouse clicks.Nothing is unhackable. It's just a matter of time, experience and determination. I don't know if my next door neighbour is a member of Anonymous or not.(Yes I work in IT)
That is a crazy level of paranoia. If Anonymous wanted to hack someone, they'd probably go after a big organisation like HSBC rather than Bob living at number 32. You could just use a VPN for online banking as well if you're that paranoid.
What's more of a security risk is having financial documents sent through the post which can be intercepted and then used for illicit purposes.
The use of a VPN might affect the bank's security procedures, if it involves foreign or otherwise unusual IP address(es).
I'm slightly guessing that though. A few years ago I tried paying for a ferry while I was in Lithuania. The transaction was declined, twice, with a message to phone a certain number. This turned out to be the fraud team, though they were very reluctant to comment. I used a different card (Aqua, in fact) without any problem.0 -
Grumpy_chap said:
A question on that graphic please.Is the £100 cashback the most you can accrue?
Does it then freeze until the payment date at the end of the "reward year"?
How do I find when the cashback will be paid and start earning again?
I don't recall being able to see the date of the reward year anywhere, but it is based on statements (i e your reward year is linked to the 12th statement). Online shows you 6 months of transactions, so you'll already know if you've had a cashback payment within that timeframe (unless you forfeited your last one due to non-payment or going over limit). You can probably work it out fairly accurately if you have your emails from when you applied otherwise, if you don't want to message them direct.1
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