We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Empty ISA Question
Options

VXman
Posts: 636 Forumite

I had an !SA with Vanguard in 2019/20 and 2020/21. In April 2021 I withdrew it all. I thought that meant I had lost this ISA entitlement. However on my account on the vanguard site it says
'You have £79,543.95 remaining of
your 2021/22 ISA allowance'
I have no balance in that account at the moment or any cash. Can anyone explain? Do I still have my previous allowances plus 2021-22? Even so why £79543.95?
'You have £79,543.95 remaining of
your 2021/22 ISA allowance'
I have no balance in that account at the moment or any cash. Can anyone explain? Do I still have my previous allowances plus 2021-22? Even so why £79543.95?
0
Comments
-
If it's a flexible ISA and you withdrew the funds after the start of the 2021/22 tax year, then you have the right to reinstate all that money before the end of this tax year, including this year's £20K.
https://www.moneysavingexpert.com/savings/flexible-isas/
1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.7K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.4K Spending & Discounts
- 243.7K Work, Benefits & Business
- 598.4K Mortgages, Homes & Bills
- 176.8K Life & Family
- 256.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards