📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pay ALL Your Debt Off By Xmas 2022!

1565759616264

Comments

  • ZaSa1418
    ZaSa1418 Posts: 651 Forumite
    500 Posts Third Anniversary Name Dropper
    Hi all,

    I have been totally rubbish at putting my updates on here, I don't think i will hit my target this year and i have also ate through our emergency fund as we had some house repairs that had to be done. 

    Hopefully 2023 will be better 
    LBM Debt Total : £48,326.50

    Pay All Your Debt Off By Xmas 2023 - #50  £1,495.29 / £12,000.00
    Saving For Christmas 2023 - £1 a day challenge - #6 £100/£1095.00
  • ZaSa1418 said:
    Hi all,

    I have been totally rubbish at putting my updates on here, I don't think i will hit my target this year and i have also ate through our emergency fund as we had some house repairs that had to be done. 

    Hopefully 2023 will be better 
    Hey there, please don't knt beat yourself up, you used your emergency budget for exactly what it was meant for! I see you are more than 50% in laying off your debt, this last leg will fly by. 
  • Blackberrycurved
    Blackberrycurved Posts: 415 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    edited 20 November 2022 at 6:00PM
    Hi
    Everyone I have been a bit rubbish but pulling my big knickers up.
    I achieved debt freeness last year after a psycho 3 year journey that nearly killed me.
    I have been squirrelling away 5K which was my target on here as a back up fund but then car needed replacing, daughter needed £800. My toilet broke and I had a leak in the bathroom so my 5k buffer has all gone and I am back in debt a little bit.
    So MUPPETS 5K achieved 100%  

    but next year I need to claw back I will not go down with this ship. Well done everyone x

    DF by 2023 No 17 £1,644 /£6000 Total debt £18,000 at the start of DFW Journey. 201814TH JULY 2021 DEBT FREE now in control365 1p challenge No 49
  • DrCarrie
    DrCarrie Posts: 923 Forumite
    Ninth Anniversary 500 Posts Debt-free and Proud! Photogenic
    amazing @shell16
    3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
    Stocks and shares ISA: £1497
    Additional pension contributions £0
    Overpayment on mortgage: £0
    Big Renno..£0
  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    DrCarrie said:
    amazing @shell16
    Thanks @DrCarrie😁
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning, an update from me, now paid off loan

    #6 - £8968.42/£8000 - 112%

                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • Good evening everyone! Please put me down for £5 to the usual CC which now makes it £847.90/£1076.64 paid.
    Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.
  • shell16 said:
    Morning, an update from me, now paid off loan

    #6 - £8968.42/£8000 - 112%

    Way to go!!!!! 
  • A pay day update from me

    #24 £14254/£8000

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Good afternoon everyone! Please put me down for £10 to the usual CC which now makes it £857.90/£1076.64 paid.
    Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.7K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.