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Pay ALL Your Debt Off By Xmas 2022!

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Comments

  • Birdee
    Birdee Posts: 50 Forumite
    Third Anniversary 10 Posts Name Dropper Photogenic
    finally managed a decent wedge against the debt this month. Hoping for the same next month.

    #55  £1,102.19/£9,342.05
    DEBT FREE
    Starting Debt = £25,046.68 (Nov 2019)
    Current Debt = £0
    Total paid off =  £25,046.68 (100%) June 2023

    Pay Debt by Xmas23 #24 - £4,384.36/£4,384.36
    Pay Debt by Xmas22 - £4,957.69/£9,342.05

  • BlueJ94
    BlueJ94 Posts: 2,798 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #66 £703.43/£4700

    Trying to get better at posting updates 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77

  • dg1019
    dg1019 Posts: 967 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    £31.03 paid off in the past week.

    #3 £270.64 / £7700 (3.51%)
    Tesco 4163.90 (-86.00 since 01/01/23)
    First Direct 2437.49 (-153.09 since 01/01/23)
    Halifax 2391.37 (-55.70 since 01/01/23)
    MBNA 1577.00 (-78.00 since 01/01/23)
    Virgin 786.66 (-25.00 since 01/01/23)
    Overdraft 500.00 (-0 since 01/01/23)
    Spending CC 4538.34 (+521.24 since 10/01/23)
  • Golden_Goose_The
    Golden_Goose_The Posts: 20 Forumite
    Third Anniversary 10 Posts
    Number 49 here with an update

    Total: £10.483,77 £8,606 (17.91%)

    Loan 1: £7514.45 £6,975
    Loan 2: £1244.32 £1,131
    Credit Card 1: £1325 £500
    Credit Card 2: £400 £0
  • ahall3519
    ahall3519 Posts: 580 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Good morning everyone! Please put me down for £10.28 which now makes it fully paid off! However i shall be back with my last CC to pay off by the end of the year.
    Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.
  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    £45.75 paid today 

    Number 44 £998.67/£4000

    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • GingerWarrior
    GingerWarrior Posts: 267 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 28 February 2022 at 10:44AM
    Whilst it wasn’t on my plan for the year, with savings and my annual bonus I was able to clear my M&S loan this morning - settlement figure of £4285.37. That will mean I’ve got £193 a month more to clear my Lloyds CC and start building up a mortgage deposit. 

    Is it something I can add to my target now or is that not the way this works? :smiley:

    2021
    DFW 2021 - £6,851.06 / £7,147.80 (95.85%)

    2022
    DFW 2022 - £2,169.99 / £2,169.99 (100%)

    2023
    DFW 2023 - £0,00 / £2,207.83 (0.00%)

    Tilly Tidy 2022 - Jan £23.71 - Feb £73.75 - Mar £95.30 (Q1 savings used on holiday spending money) - Apr £68.90 - May £32.26 & Chase Roundup £392.63

    Debts (as at 03/10/2022)
    M&S Loan - £0.00 (cleared 28/02/22 - £4285.37)
    MBNA C/C - £0.00 (cleared 02/01/22)
    Lloyds C/C - £0.00 (cleared 03/10/22)

  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    #6 - £2032.09/£8000 - 25%


    Paid £51.75 to Sainsburys CC and £10.49 PAD to Lloyds CC
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • sazzles01234
    sazzles01234 Posts: 137 Forumite
    100 Posts Second Anniversary Debt-free and Proud! Name Dropper
    edited 28 February 2022 at 6:19PM
    #7 another £50 paid off- £1076/£3719 
    £12k paid of in 2.5 years! 

    Debt free by June 2022 
  • Wonderlustsaver
    Wonderlustsaver Posts: 3 Newbie
    First Post
    Payday for me so #32 £1207.69/£10,000 
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