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Pay ALL Your Debt Off By Xmas 2022!

Comments

cybertortoise Posts: 302 Forumite

8 January 2022 at 11:44AM

Just checking in with £20/£5000

2
Breezyboo Posts: 52 Forumite

8 January 2022 at 8:12PM

Paid another £28.46 today

£878 / £11,000

Pay all your debt by Xmas 22 #5 £6521.11 / £11,000
Tilly Tidy 22 - £34.44
3
LittleMissDetermined Posts: 10,220 Forumite

9 January 2022 at 8:08AM edited 9 January 2022 at 8:09AM

Dropping by with an update after I've paid my regular CC payment this morning

#?? £473.72/£8000

LMD x

Life gets in the way...PADding is addictive...Saving's better than spending...
My savings diary - Now for a healthier, wealthier me

2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017

EF £1000/£1000 | Sabbatical £4220/£6000

2
ajc18 Posts: 16 Forumite

9 January 2022 at 8:21AM

Made my first payment -
£102.41/£3654

2
ThisLife Posts: 71 Forumite

9 January 2022 at 12:27PM

First payment made

#?? £370 / £11,229

Debt at LBM July 2017 - £42,002 (cards & loans) + £37,421 (2 mortgage consolidations)
Car bought in Dec 2020 - £12,500
Total Debt - £54,502 (£91,923 including mortgage consolidations)

Total Debt Jan '23 - £19,061.56 (credit cards) + £20,562 (mortgage consolidations)

Consolidated debt onto my mortgage twice in the years before LBM, so it's all consumer debt. Just focusing on clearing card debt first and letting the additional mortgages reduce with the monthly payments.

DFD (credit cards) - December 2024 (24 months) 🤞🤞🤞

My Diary - Head Up, Keep Positive, Eye on the Prize

'You can't go back to the start and change the beginning, but you can start where you are and change the ending.' C.S.Lewis
4
muppets Posts: 1,476 Forumite

9 January 2022 at 4:25PM

I have allocated the numbers a day early, due to my working week, I know it would be next weekend otherwise 😜🙈

https://docs.google.com/spreadsheets/d/12BlKt65TQYGERTBRv-HHa9dfjXRVBTonMuSJKuH6mpg/edit

You should all now have a number, please make sure to use them from now 🙏

If you have requested to keep your number you still have those 🤗
If you’ve requested a new number, you’ve got it 😉

PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

MFiT-T5 #36
3-6 mth EF #5 €2,445 / 11,100
Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
9
BlueJ94 Posts: 3,127 Ambassador

9 January 2022 at 5:09PM edited 9 January 2022 at 5:09PM

Can I keep my number please.

#66 target £4700

I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

Debt owed;
Admiral - £0/£8000
DFW Challenges!

PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026

Savings goal £91.50/£1000
0
MrsPanscrubs Posts: 28 Forumite

9 January 2022 at 6:54PM

Thank you, @muppets. #19 is raring to go.

#19 on Pay ALL your debt off by Christmas 2022.

£6487.15 to pay.
0
outoftheviciouscircle Posts: 796 Forumite

9 January 2022 at 7:04PM

No.16 Currently paid off £77.10/ £14000

Total debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%

My Debt Free Wannabe Diary
https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest

0
GingerWarrior Posts: 267 Forumite

9 January 2022 at 8:49PM

£46.83 paid for the minimum payment to my Lloyds CC (have changed that to £150 since clearing my MBNA CC)

#39 - £343.57 / £2,169.99

2021
DFW 2021 - £6,851.06 / £7,147.80 (95.85%)
2022
DFW 2022 - £2,169.99 / £2,169.99 (100%)
2023
DFW 2023 - £0,00 / £2,207.83 (0.00%)
Tilly Tidy 2022 - Jan £23.71 - Feb £73.75 - Mar £95.30 (Q1 savings used on holiday spending money) - Apr £68.90 - May £32.26 & Chase Roundup £392.63
Debts (as at 03/10/2022)
M&S Loan - £0.00 (cleared 28/02/22 - £4285.37)
MBNA C/C - £0.00 (cleared 02/01/22)
Lloyds C/C - £0.00 (cleared 03/10/22)
0

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