Positively Planning and Enjoying Life

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  • Hope you get a dentist appointment quickly. I pay for a private scheme - but even on the nhs you should have been able to get emergency dental treatment. Something to remember for next time. It can be quite serious if you get an infection and leave it untreated - so they take it seriously.
    Hi savings - i didn't really think about the possibility of an infection - or i did but didn't connect the dots being so brain foggy after lack of sleep so ended up waiting until today. Still in pain - barely slept last night so haven't had the best day - made even more glum that i couldn't achieve a single thing i'd set out to do today. Getting work done was the most i could do.
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  • Hello all. Well writing off today. Last appointment today filling removed and refilled and still most uncomfortable. Didn't sleep well at all last night so haven't been up to much today. Got the minimum done i needed to at work. None of my targets i wanted to achieve met. i am hoping to sleep better tonight and achieve more tomorrow. hope everyone else's day went well.
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  • savingholmes
    savingholmes Posts: 27,272 Forumite
    Name Dropper First Anniversary Photogenic First Post
    Hope you are taking anti-inflammatories - and that the dentist at least gave you a special dressing...
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 237 payments to go - now £184,341 Equity 26.26% (lower post move compensated by EF) plus spent £10K+ on home improvements/emergency repairs
    2) Mortgage neutral by June 2030 AVC £8.063/£127,466 AVC target 6.32%
    3) FI Age 60 annual income target £12,500/30,000 41.66%
    Achievements: CC free since April 22. 1 year EF from Jan 24 & dedicated pot for home improvements
  • Hello all
    Blatant copy and paste tweak from posting on savings diary rather than retyping.

     Today i had decided to empty a bag - i knew where the items in it were going - they were going on the shelf in one of the cupboards i'd organised recently, but not cleaned. I'd only done this 1 shelf. I have the other shelf still to do. I knew i'd need to lift things out and organise again. But it was easier because i'd done it once recently. So i emptied it, cleaned the shelf. Put the items in there from the bag along with a few other things. The bag had sat there because i couldn't deal with doing everything at once - i knew the place the items were going but that place needed to be tidy first. I also made sure i dealt with everything for this one task before moving onto something else. So the cleaning rags were put to the washing, cleaning stuff put away etc. i think i read that from greenbee possibly on someones diary. 

    Some things i have need to have a proper home where they will live and some things have a home already but we have more items than space (our home is very small) - eg following Christmas (gifts) we now have more bottles of alcohol than the small cupboard space we usually allocate for this. There is no more cupboard space where they could go though - hence they are sat on worktops untidy. they will eventually be used and at that time will save us money but what to do in the meantime.

    i felt so much lighter after doing it.
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  • Hello all 

    i have been absent from posting having had a rotten start to the New Year, so as soon as I'm up to full speed with everything i will be re-starting the year  :)

    Other than work plans for tomorrow are to get out for a walk if i am up to it and also to tackle the other shelf in the cupboard  :) i will then move onto the cupboard next to this to organise what's in there (food) so we can start to use what we have. 

    I was clearly very over optimistic when i said i should be able to get to March with very little food spends  :o Having been through the freezer there aren't too many meals left in there as we have been using things this week and some of what was in wasn't well stored so it looked fuller. Anyway sorted out now.

    I moved money from other pots to cover the £100 shortfall on essential bills - wasn't up to thinking about anything else.

    Now started a new book - enjoying reading this very much but will be sure to pass on after i've finished.

    I really need to try and sell some bits this week.

    hope it's a nice evening for everyone
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  • savingholmes
    savingholmes Posts: 27,272 Forumite
    Name Dropper First Anniversary Photogenic First Post
    I like the idea of restarting the year. Well done on what you are achieving
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 237 payments to go - now £184,341 Equity 26.26% (lower post move compensated by EF) plus spent £10K+ on home improvements/emergency repairs
    2) Mortgage neutral by June 2030 AVC £8.063/£127,466 AVC target 6.32%
    3) FI Age 60 annual income target £12,500/30,000 41.66%
    Achievements: CC free since April 22. 1 year EF from Jan 24 & dedicated pot for home improvements
  • try_harder
    try_harder Posts: 1,527 Forumite
    First Anniversary First Post Combo Breaker
    I hope you are feeling much better today
  • Hi savings and try harder - i think i must be feeling a little better as i have planned an outing next week. I'm still under the weather and i am tired because i'm not sleeping well and my voice is gruff because i'm not taking on enough water at the moment. it will all right itself i'm sure.

    Poor Mr Socks though - i have lost my patience on quite a few things  :D not lost my temper more just being very brusque as i haven't the energy. oh well, i've apologised and, in my defence, the times it's happened has all been about things where i'm not happy with the scenario whether ill or well. he thinks i'm just grumpy  :disappointed:

    I'm keeping up with my spending diary. I didn't spend £1 on a reduced item because i didn't need it and have similar. So thought 'i've got this need / want / sensible spending and being in control of what i really want' Then spent £1.25 on something else reduced but which i hadn't been willing to spend £5 on. I do love it but don't need it.

    I only got the second cupboard organised today - couldn't face doing the shelf - and didn't have the time needed.

    Hope everyone is having a good start to the week. 


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  • savingholmes
    savingholmes Posts: 27,272 Forumite
    Name Dropper First Anniversary Photogenic First Post
    Organised is a step in the right direction. 

    Hope you feel better soon. Perhaps try to have a little walk in the winter sun if and when it appears!
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 237 payments to go - now £184,341 Equity 26.26% (lower post move compensated by EF) plus spent £10K+ on home improvements/emergency repairs
    2) Mortgage neutral by June 2030 AVC £8.063/£127,466 AVC target 6.32%
    3) FI Age 60 annual income target £12,500/30,000 41.66%
    Achievements: CC free since April 22. 1 year EF from Jan 24 & dedicated pot for home improvements
  • Hello all

    Looking back at my next post i can see i mentioned the shelf - which i still have not done! Hopefully this week maybe.

    Motivated both by feeling a tad better and seeing try harders posts i prepped a few things for listing on the bay - just waiting for good light now to take decent pics to list things - the colours don't come out as good if i just put the light on, plus the shadow / glare issue is worse. I managed to get a couple of things on, a few things are prepped and waiting for photos and i also have a few more things i've just organised to list as well.

    I might venture into trying to sort some more of my clothes out today. We will see how i go on. I aim to put a few comfortable clothes to one side for working from home in for the occasions i get to do this. Confession - when i work from home i put my pjs on as they are warm snuggly and comfortable. but i have found even dressing in tattyish clothes (burnt mark on top anyone?) i feel more motivated this weekend. i have a couple of outfits in mind - not worth anything if i chose to sell them on so i may as well wear them to the point they are falling apart. This is my 2 main default states for clothes - either try and sell on when i no longer love them and they are good enough to sell. or wear them until they're falling apart and in fact still wear them after that as they haven't quite fallen apart yet! Oh and for I do still pass things which are good enough to the charity shops.

    My spending diary is up to date as i have spent very little. A small food shop will be needed for fresh things and catfood this week. The cat food is a very expensive part of my budget and i would not try and reduce this. Ours are rescues and i want them comfortable, happy and healthy and enjoying their food.

    i finished a book which i loved reading and have now started another. 

    Today i want to

    selling - at the minimum prep the items that are ready to sell then it's just taking pics when the light is better.

    Transfer my purse over - it's too dark and i always think i've lost it when i can't see it in my bag.

    Empty 2 bags

    Do washing and move dry washing

    keep on top of pots

    Read some of my book

    Shower and use a couple of treatments

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