📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Energy provider passed a debt my father doesn't owe to debt collector

1235»

Comments

  • Yes - the threads were merged originally because there were a lot of posters all at once with largely identical issues. 

    Initially in your case you just need to resend the earlier letter as you say, along with a note confirm that it had been received by them, and the details. 


    Update - I have now received the same 'I should prove it I wasn't living there' letter as OP. I think they now came across my originally 'prove it letter'.
  • So would you recommend sending the same letter - the prove it letter, or how do I handle. We have now received another letter chasing this, offering, yet again a discount of 75% and claiming they used credit reference agencies to find my  fathers name being connected to this address. I drafted a paragraph saying we categorically deny knowledge or ownership of this debt and to cease all comms. Could add it to the main body of the prove it letter again. What do you recommend? Thank you
  • fatbelly
    fatbelly Posts: 23,040 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    I wouldn't send a prove-it letter twice. Once is enough. Either they can prove it (and you then pay it) or they can't. 

    You should also not feel obliged to engage in  letter tennis. You paragraph sounds OK though.

    If you wanted to refer this to the Energy Ombudsman, should they continue,  that would be an option
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    This is the thing - you DON'T have to prove anything at all. They're still hoping to badger you into a response. Personally I'd ignore for now and sit tight and see if you hear from them again. 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Just wanted to report a success with my prove it letter. I recieved a letter from bw today saying the case is closed and hasn't being passed onto any credit reporting agencies. 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.