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Energy provider passed a debt my father doesn't owe to debt collector
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Exactly- How is my Father going to prove he wasn't living there by providing final read , payment proof when he was not living there, he never had a contract on provision of any services for this address and never had an account with EON.
What shocking is even though EON is saying to many in this same situation that they sold the debt as To the Occupier - the first letter my dad got from this solicitors office was an EON headed letter with my dads name and a random account number. So the BW put his personal details on a EON letterhead which EON would surely not provide. They themselves stated (BW) that they found his details by searching registers so EON didn't provide his name (of course they didn't know he existed) so the use of EON letterhead is surely pretty fraudulous ?0 -
Like Claireb2022 I used to live in the property that the debt is against which was owned and then sold my father more than 4 years ago. I used to live with him and he's name isn't/wasn't on Eon's account.It was my name, so how do I prove that the property was sold by my father and that I used to live there (that relation to him)?I wasn't on the council tax, or tv/phone or other bills; perhaps my mobile bill could be used but I don't think I have a bill from that time as it was more than 4 years ago.The amount they want with the discount its like £35 so I'm thinking about just paying that as they claim they havent received my prove it letter, then for me to send that prove it letter again, most likely receive that letter that OP got about proving the sell of the property and that I used to live there and then this to and from correspondances.I have already spent £22 on this problem £7 for special delivery and £15 for ink.What do you think I should do? Should I pay them or should I send them the proof of property sell and that I used to there (without sending the prove it letter to speed it up, as I feel they will send the same letter as OP)?Are there any chances that they come back for more money if I pay them? Cos SCUM like this are always in the gutters to find a victim.0
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Point 1:
It is for a debt collection company to prove that YOU are the person that owes the debt, NOT for you to prove that you don't.
Point 2: As has been said many times on here - do NOT pay a debt that is not yours to pay.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
EssexHebridean said:Point 1:
It is for a debt collection company to prove that YOU are the person that owes the debt, NOT for you to prove that you don't.
Point 2: As has been said many times on here - do NOT pay a debt that is not yours to pay.For point 1, if they asked in the case of OP ("The trace result returned showed that you were linked to the property during the period of supply which is why we have contacted you. This indicates that links were retained at the property for you during some or all of the supply period - even if you had moved out of the property.") how do you reply back? Saying that BW should show me that proof that I was living there during that period?Point 2 - If I pay back does that then effect my credit score as I'v accepted I'm "gulity"?
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I personally would resend the prove it letter. I had a link to my parents' property as I was on the electoral roll there when I was at university. I have never been on the utility bills or directly paid anything towards them. The words used are vague enough not to be lies but worded sufficiently to panic you into thinking it is proof you owe the money. They are pressuring you in the hope you'll crack and pay them money. They rely on naivety for easy wins.
May you find your sister soon Helli.
Sleep well.2 -
uber1234567890 said:EssexHebridean said:Point 1:
It is for a debt collection company to prove that YOU are the person that owes the debt, NOT for you to prove that you don't.
Point 2: As has been said many times on here - do NOT pay a debt that is not yours to pay.For point 1, if they asked in the case of OP ("The trace result returned showed that you were linked to the property during the period of supply which is why we have contacted you. This indicates that links were retained at the property for you during some or all of the supply period - even if you had moved out of the property.") how do you reply back? Saying that BW should show me that proof that I was living there during that period?Point 2 - If I pay back does that then effect my credit score as I'v accepted I'm "gulity"?
That you are "linked" to a property is completely irrelevant too - they are choosing that wording deliberately I suspect!
I'd resend a copy of the original ProveIt letter that was sent along with a note saying that you (your father) are unable to help them further, and they should now desist from contact.
On point 2 - the bigger issue that would concern me would be that if you're content to pay one outstanding bill relating to an address in spite of it not being anything you are liable for, if they have any more purchased debts for the same address, they will come after you for those as well.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
I'm not sure how this affects matters but with gas/ electric there is a "deemed contract" with the supplier of the property regardless of any account etc. I can't remember the rules specifically (I looked into this re who is responsible for bills incurred after a person has deceased) - but regardless of what happened with your account, someone is responsible for the period from when you moved out to when a new occupier moved in. So it may be worth having a search re deemed contracts to see how that affects your dad's position.Debt as at 5 June 2023 - £15,600.89
Current debt - £5,555.00
Total paid off - £10,045.89 (64% paid off)1 -
I think there are some crossed wires as my post was merged with this one. The OP's situation is different to mine.My situation is that the house was owned and sold by my father where I was living with him. The debt duration starts from the day after the property was sold for about 2 months but it is address to me as I was on the Eon account at the old property. I sent BW the prove it letter back in Dec and received a letter on Saturday saying they have not had any response from me.As others have suggested I will send BW the prove it letter again, details of my original letter sent with details of the recorded delivery such as who signed for the letter, the date and the location. However, in case BW ask me to prove the property was sold as they have done for the OP (moved out), I was only living there with not much in my name no council tax, tv bill.How would I go about proving that if they ask me? It would be me asking them to prove it and them asking me to prove it.0
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uber1234567890 said:I think there are some crossed wires as my post was merged with this one. The OP's situation is different to mine.My situation is that the house was owned and sold by my father where I was living with him. The debt duration starts from the day after the property was sold for about 2 months but it is address to me as I was on the Eon account at the old property. I sent BW the prove it letter back in Dec and received a letter on Saturday saying they have not had any response from me.As others have suggested I will send BW the prove it letter again, details of my original letter sent with details of the recorded delivery such as who signed for the letter, the date and the location. However, in case BW ask me to prove the property was sold as they have done for the OP (moved out), I was only living there with not much in my name no council tax, tv bill.How would I go about proving that if they ask me? It would be me asking them to prove it and them asking me to prove it.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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Yes - the threads were merged originally because there were a lot of posters all at once with largely identical issues.
Initially in your case you just need to resend the earlier letter as you say, along with a note confirm that it had been received by them, and the details.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0
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