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2022 Mortgage-Free Wannabes
Comments
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Hi Julicorn,
Number 54 with an overpayment of £180 for March and £150 for April.
We have a baby due in the next couple of weeks and even with buying nearly all of the baby ‘stuff’ second hand, things are getting quite tight 😬. I might need to reduce my overpayments soon, but will carry on for as long as I can.
Thank you 😊1 -
Hi there, #15 checking in with a small OP of £25 to kick off May. Thanks Julicorn for updating
- Original mortgage end date: March 2041
- Current mortgage end date: Dec 2032
- MFW 2025 #15 £2878.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
- Daily interest is currently £4.48
1 -
#27 with an additional £35 bringing May total to £635
thanks Julicorn xMFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £3,600/£5,0001 -
Morning all,
#35 with a bumper (for us) £987.19 OP after doing some reassessment.
Thanks Julicorn
SEmergency fund 15.5k Home/ holiday fund 4k Mortgage £41,453- MFW 2022 #35 10,000
- MFW 2023 #3 10358.97
- MFW 2024 #3 10000
- MFW 2025 #3 10000/10000
- MFW 2024 #3 10000
- MFW 2023 #3 10358.97
2 - MFW 2022 #35 10,000
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#71 Checking in with an OP of £150 for May
Thank you 🙂MFW 2022 #71 £4400/£44001 -
#89 reporting with my first OP of the year of £1250.
Been slow on this years uptake as was waiting for the remortgage to go through on 1st April (also same date as sold my BTL) - which it did. Now questioning the wisdom of fixing for 2 years instead of 5, particularly in how interest rates are rising....
Then due to some random computer glitch thinking that there were two of me, despite my having a unique name that I know there is not one other person in the world by that name, I could not see my account details online until this evening.
Feels great to finally to log on and see how todays OP means I could either take 2 months off the term, or reduce my payment by a further £4.26 a month!!! I'm very fortunate of having a good amount of savings behind me and tempting as it is to throw a lot of it at the mortgage, will carry on OP via normal budgeting and chip away at it in a consistent basis.
Great to be back on the board and good luck everyone with your OP journeys.
MFW 2021#79
Mortgage start date: May 2020 @ £269,264
Mortgage left: April @ £186,5003 -
Hello #69 with a further May overpayment of £185 which brings May’s total to £410. Thanks JulicornSPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £660.03[ SPC 19 ?COLOR="DeepSkyBlue"]MFW #21 Mortgage start Dec 2015 £79,950; Dec 2025 £16,570[/COLOR] 2025 OP £2874/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £5360/£21,930 (24.44%)1
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HI all
#2 with May over payment 450.00 thank you Julicorn xMFWB#2
MFTT5 #28
Save 12k 2020 #1111 -
Morning,
It’s great to see everyone chipping away at their mortgage balance.
Reporting a £326.89 OP for May which takes us past the half way point of our ‘22 OP target.
Many thanks
MIB xMFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k1 -
Aiming for mortgage free by September 2030
Balance 1.1.20 - £69,701.80
Balance 1.1.21 - £63,699.80
Balance 1.1.22 - £57,762.80
Balance 1.1.23 - £53,074.20
Balance 1.1.24 - £47,902.00
Balance 1.1.25 - £44,141.20
over payments 2025 = £1,800/£1,500 /// invested 2025 = £1,500/£1,500 = TOTAL (YTD) £3,300/£3,0001
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