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2022 Mortgage-Free Wannabes

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Comments

  • CrowdieSaver
    CrowdieSaver Posts: 109 Forumite
    Part of the Furniture 100 Posts Academoney Grad Combo Breaker
    #49 checking in with another overpayment for April of £150, the money from the Council Tax… total for April is £250 and overall total is £950.
    Thanks Julicorn x
    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
  • Hettyhound
    Hettyhound Posts: 1,132 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    #69 with another April OP of £60.  That makes a total of £210 for April.  Thanks ever so much Julicorn 
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £660.03[ SPC 19 ?COLOR="DeepSkyBlue"]MFW #21 Mortgage start Dec 2015 £79,950; Dec 2025 £16,570[/COLOR] 2025 OP £2874/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £5360/£21,930 (24.44%)
  • smetf
    smetf Posts: 378 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Hi #35 checking in with last OP of April of £25.22, surveys and sim card cashback taking my April total to £242.41.
    Thanks 
    S
    Emergency fund 15.5k Home/ holiday fund 4k Mortgage £41,453
  • Cambs_Chap
    Cambs_Chap Posts: 31 Forumite
    10 Posts Name Dropper
    #89 here with another £200 OP for April taking overall April total to £350.

    thank you @julicorn
    MFW 2022 #89
    MFW start (Feb 22): £170,122
    Current (Apr 22): £168,307

    MFW start (Feb 22): 14y 8m (Oct 36)
    Current (Apr 22): 14y 7m (Sep 36)
    MF goal: 9y 9m (Dec 31)

    Feb 22: £500.00
    Mar 22: £446.50
    Apr 22: £250.00
    OP 2022: £1,296.50/£5,000
    OP Total: £1,296.50
  • becksta
    becksta Posts: 2,262 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #88 checking in with a final OP for April of £300.  This takes April's total OP to £750

    Thanks for the updates!
    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £15241.92/£7500

    Thank you to all competition posters
  • jennystarpepper
    jennystarpepper Posts: 826 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    16  -   £448.00 for April please @julicorn - many thanks as always

    As for May sometimes I just think 'and so it starts'!

    Think I am starting to climb the last few hill's.  
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968 01.09.25 £5956. 01.10.25 £4979
    01.12.25 £2899

  • Hettyhound
    Hettyhound Posts: 1,132 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Number 69 with the first May overpayment of £225.  Thank you 🙏 Hettyhound
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £660.03[ SPC 19 ?COLOR="DeepSkyBlue"]MFW #21 Mortgage start Dec 2015 £79,950; Dec 2025 £16,570[/COLOR] 2025 OP £2874/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £5360/£21,930 (24.44%)
  • StoicLass
    StoicLass Posts: 37 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    #18 here, with a payment today of £250.  Didn't manage anything in April due to cost for replacing storm damaged fence.  

    Thanks @julicorn
  • ajmoney
    ajmoney Posts: 6,488 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No 70 with an OP of £280 for May.  Thanks julicorn.
    MFW 2025 No. 7 £2731.07/£2700
    MFiT-T7 No. 6 £5515.91/£30,000
  • Mortgage_Minimiser
    Mortgage_Minimiser Posts: 346 Forumite
    Part of the Furniture 100 Posts Name Dropper
    #13 with a general account round up of £67.32.

    Our commission plan hasn't kicked in this year yet, so I'm not happy to take out of savings until I see what that might look like, and will review OPs and start OPing properly then.

    Happy Bank Holiday everyone!

    MM
    x
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
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