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Debt Reset....

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  • Hello, read your comments on @WinterWarrior diary and popped over.  Love the fox photo, we do have hedgehog(s) and put out non fish cat food nightly.  He who doesn't sleep says that a huge hedgehog rolls up nightly between 3/4am.
  • For anyone wanting squirrels I have many that I would very cheerfully indeed swap for either hedgehogs or toads should anyone have spares they don't require! (And yes, I fully appreciate that the first dibs on surplus hedgehogs have already been  claimed by best friend Cranky!)  Such a shame we can't really share our our resident wildlife like this isn't it! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • CRANKY40
    CRANKY40 Posts: 5,908 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    The squirrels are both annoying and hilarious. The one that was trying to carry an apple along the fence last week was funny but only because it wasn't our apple tree that it was ransacking. On the plus side the resident robin has reappeared and is making himself at home again. 

    We've started digging at the back of the garden and it looks like someone has demolished a building and then covered it with soil. I said that we could put it out the front as a do it youself building kit. There's bricks, lumps of concrete, paving stones and 3 buckets of glass so far. The squirrels are loving all the soil that we've dug up - they're burying things and rummaging through it all as if they're looking through a stall at a jumble sale. 

    As I'm writing, the debt update so far is £2600. I'm still working and still paying more than the minimum payments as long as I can. I'm tempted to pay it off with my EF but I know that as soon as I do things will start breaking down around me. 

    Take care all of you 😊
  • Sun_Addict
    Sun_Addict Posts: 23,956 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on paying so much off your debt 👏

    Good to get an official diagnosis even if it doesn’t change anything particularly. Great news about the new medication helping with your anxiety. 

    I had to move some large concrete slabs in the summer and they were so heavy. I managed to lever them up and get them on a sack truck , there were only a few of them but it was very hard work. I don’t blame you getting someone in. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Fabulous progress on the debt payments. Well done. 
    I’m sure your looked after person would rather have you, although it must be terrible for his parents. 
    Gardening is a killer, this is why mine is wild 😁
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • jwil
    jwil Posts: 21,834 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the debt repayments, and good that the new meds are making a difference.
    "If you can dream it, you can do it". Walt Disney
  • Sun_Addict
    Sun_Addict Posts: 23,956 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good to hear from you again. Well done on getting the debt down to under £2k. Sorry to hear about your friend, it's lovely that some of her things are being put to good use. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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