Switch you default visa credit card on Amazon to get cash

edited 23 November 2021 at 11:06AM in Credit Cards
37 replies 2.2K views
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  • Looking around, it seems like it’s Visa itself that’s the problem. So say a Nationwide debit card, or any other rather than Visa would have gotten the payback credit with Amazon.

    I've removed my default Visa credit card (which was my only registered payment method) and instead added my Curve card, which is a MasterCard. And that still hasn't resulted in my receiving any Amazon credit.
  • SallySunshineSallySunshine Forumite
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    This is from an American site Businessinsider.com

    Amazon Prime members are being offered £20 ($27) gift cards and non-Prime members are being offered £10 ($13.50) cards to switch their preferred payment method from a Visa credit card. This includes if they switch to a Visa debit card. 

    Different in U.K? Shouldn’t be!



  • edited 23 November 2021 at 5:49PM
    cheshirelabradorcheshirelabrador Forumite
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    edited 23 November 2021 at 5:49PM
    Looking around, it seems like it’s Visa itself that’s the problem. So say a Nationwide debit card, or any other rather than Visa would have gotten the payback credit with Amazon.
    Transaction fees are different for credit and debit cards. Credit card providers have to offer S75 protection by law, which isn't required for debit cards so transaction fees can be lower.
  • Someone’s telling porkies? Or Amazon have run out  of money?
    My guess is someone in MSE Towers got an offer and when Martin checked some other people told him they'd had the same, so he wrongly presumed anyone with a Visa credit card could get it.

    Amazon quite often vary offers between people depending on what you've had recently. I recently had (and used) the £5 off offer for selecting pick-up from lockers/collection counter, so maybe that makes me ineligible for the Visa offer?
  • SallySunshineSallySunshine Forumite
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    Sounds like we are all overthinking as to why we have not received this offer.
    I did exactly as advised by this site, and nothing has been received
    I’d like to know someone who has received it.
    come on Martin, step in.
  • SallySunshineSallySunshine Forumite
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    There are other credit cards available besides Visa, lots of people will be reluctant to use debit cards are there is not the protection available especially when buying high value goods.

  • TamaraVMTamaraVM Forumite
    1 Post
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    MoneySaving Newbie
    I use a Visa credit card as default Amazon card for purchases but haven’t received any email in terms of changing it nor does any red flag get raised when I purchase online.  Can someone please share link received?
  • birdboy89birdboy89 Forumite
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    I haven't had an email but while making a purchase in app yesterday with a visa credit card as my default payment card it flagged up I could get an automatic £20 voucher added to my Prime account if I added a new (non visa credit) card which I got by adding a visa debit and this was despite already having a Mastercard credit card as my second card.
  • born_againborn_again Forumite
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    Looking around, it seems like it’s Visa itself that’s the problem. So say a Nationwide debit card, or any other rather than Visa would have gotten the payback credit with Amazon.
    Transaction fees are different for credit and debit cards. Credit card providers have to offer S75 protection by law, which isn't required for debit cards so transaction fees can be lower.
    S75 has no bearing here.
    Visa set the charges for transaction. Not your card provider who payout for S75. Do not forget that any marketplace purchases do not have S75 anyway.

    You still have exactly the same chargeback rights on a Debit as a Credit card.
    Life in the slow lane
  • edited 24 November 2021 at 11:05PM
    [Deleted User][Deleted User] Forumite
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    edited 24 November 2021 at 11:05PM
    I switched my default from Mastercard credit to Visa credit - next time I logged in a banner appeared offering me the £10 if I registered anything except Visa credit - I added a debit Mastercard and the £10 promo credit appeared on my account.
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