Life interest in house

[Deleted User]

Hi thanks for your replies. Please can I ask what is OPG? I’m not sure who to inform for corrupt executor? I’ve had to pay out already to a solicitor, once to push probate through and then chase the residual .The executor said to the solicitor in July it would be completed in August  so I paid the bill and ended their services. There rate of pay was £295.00 an hour ( yes you read it right) and they allowed him to make a 40 minute call to them about the financial account, bumping up my bill!
This was promised to be emailed but no surprise it didn’t arrive. 

thegreenone

Apologies, Deleted User.  OPG is the Office of the Public Guardian.  They are the ones who issue the Grant of Probate to Executors and the ones to whom you should make a complaint about the Executor.  I wouldn't go in saying the Executor is corrupt but outline that they are not doing their job correctly and harassing you.

Yes, solicitors are expensive but in certain, complicated, circumstances they are worth the money.  You should push to see the accounts again, as residual beneficiary I understand, you are entitled in law to see them.  Open to contradiction here.

MalMonroe

Deleted User said:

Hi thanks for your replies. Please can I ask what is OPG? I’m not sure who to inform for corrupt executor? I’ve had to pay out already to a solicitor, once to push probate through and then chase the residual .The executor said to the solicitor in July it would be completed in August  so I paid the bill and ended their services. There rate of pay was £295.00 an hour ( yes you read it right) and they allowed him to make a 40 minute call to them about the financial account, bumping up my bill!
This was promised to be emailed but no surprise it didn’t arrive. 

OPG - Office of the Public Guardian, see link here - https://www.gov.uk/government/organisations/office-of-the-public-guardian/about

I'm sorry to hear of your situation, it seems like you never really got on with your wife's children. But hopefully you can allow for the fact that they must be grieving, too. I know someone referred to them as 'pond life' but they have lost their Mum and it's really not an easy loss to come to terms with. I still haven't really got over the death of my mother, doubt I ever will and she died 16 years ago.

If you have a life interest in the property, surely there are legal documents which mean that you can't just be evicted from your home?  

A good place to get some free legal information - or any information really - is Citizens Advice - if you are able to, give them a call and see what they say. https://www.citizensadvice.org.uk/

As you say, you really don't want to have to cope with this now and it really is a shame that you don't have a better relationship with your wife's children. In happier circumstances, they could have really helped and supported you. 

Keep_pedalling

thegreenone said:

Apologies, Deleted User.  OPG is the Office of the Public Guardian.  They are the ones who issue the Grant of Probate to Executors and the ones to whom you should make a complaint about the Executor.  I wouldn't go in saying the Executor is corrupt but outline that they are not doing their job correctly and harassing you.

Yes, solicitors are expensive but in certain, complicated, circumstances they are worth the money.  You should push to see the accounts again, as residual beneficiary I understand, you are entitled in law to see them.  Open to contradiction here.

The OPG have nothing to do with probate applications, that is the responsibility of the Courts and Tribunals Service.

https://www.gov.uk/government/organisations/hm-courts-and-tribunals-service

[Deleted User]

Can I confirm it’s not a probate application ,probate has been granted, it’s about an executor not finalising knowing I am the residual benefactor. Who do I complain to?

RAS

Speak to the providers of your respite care, ask them to arrange a mutually convenient time when the insurer can visit and you can be there, using transport arranged with the provider. Does AgeUK or anyone local have volunteers who can attend with you.? Someone who ensures that the assessor is accompanied and that the steps do not try to use the visit as an opportunity to attend themselves?

Also bear in mind that insurance is often invalidated if

1. The house is not lived in or visited at least once every few weeks (they have different criteria, so ASK)
2. When the house is not occupied, it is not heated, often to at least 12 degrees.

Some also require the water supply to be turned off and drained.

And if you have things that are personally valuable and would form part of your estate, you might want to get your own executor or beneficiaries to look after them while you are in respite?

SeniorSam

He is within his rights to specify a time when he is present for the inspection. As anyone is. The fact that the request is from those who do not act respectfully does not remove their rights to obtain information for insurance if necessary

Keep_pedalling

Deleted User said:

Can I confirm it’s not a probate application ,probate has been granted, it’s about an executor not finalising knowing I am the residual benefactor. Who do I complain to?

I am afraid there is no regulatory body you can complain too, this is a civil matter so you may need to take your own legal advice.

Soundgirlrocks

I'm sorry for all that you are going through. It is sad that an already distressing situation is being made worse.

As someone else mentioned, the house is now held in trust. The trustees have a legal responsibility to make sure the property is insured and it is for your benifit too. That may mean the insurance company wants to inspect the property although it seems unsual. You need to cooperate with the executor to facilitate this, but they should not be threatening you with eviction (they clearly don't realise it would not be an easy or cheap option either), you have a right to peaceful enjoyment of your home. 

theoretica

I wonder if the charity Shelter could help?  Sort out what is a real requirement and what made up threats.

If it is a professional from the insurance company who wants to inspect I would find that more reasonable than the son sticking his nose in.