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What Small Things Will You Do This Week? 15/11/21

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation.  These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.


But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   
So be proud of those small steps, they really are important 😀
Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
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Comments

  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Today I have/will:

    1.  Checked online banking
    2.  Washed cats blankets, washed and disinfected all bowls/mats
    3.  Bought sweets in supermarket as going to Wales millennium centre tonight to see Everybody’s talking about Jamie.
    4.  Meals from stores
    5.  Duolingo
    6.  Must remember to charge phone as need to show COVID pass tonight and tickets are on my phone.
    7.  Paid all bills that needed to be paid today
    8.  Fixed cat tree, just needed all screws tightened (was convinced she would end up going through window) and washed with carpet washer

    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Today I have/will:

    1.  Checked online banking
    2.  Made and frozen cranberry sauce
    3.  Teriyaki pineapple chicken in slow cooker
    4.  Wash all cleaning cloths
    5.  NSD
    6.  Surveys
    7.  Duolingo
    8.  Put hanging baskets in greenhouse to dry out a bit as I am hoping to save the begonia bulbs for next year.  Any advice on this most welcome

    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • Morning al! 

    MrEH is wfh today (he does 3 days at home, 2 in the office currently) so I will cycle back to the car at lunchtime and shift it to closer to the office - then head straight to the gym as he has rugby training tonight so that works well. 
    - banking checked and all OK
    - meals from plan
    - decision made as to what to do with my gym pass this month
    - make time for some yoga tonight
    - keep on top of OnePoll & Prolific
    - "one small thing" = make a start on tidying my underwear drawer and sorting out "no longer required" bits.
    - Load WM and set to run overnight
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
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