Searches bringing back surface water flooding risk

TheJP

Chronotrigger said:

Thrugelmir said:

What would cause flooding in your area?  A high level of rainfall in a concentrated period can create flooding in the most unexpected of places. Question is what are statistical chances?  With climate warming localised extremes are becoming more frequent. Which makes historical data progressively redundant. 

It looks to be rainfall. There aren't any coastal or river risks identified. The stats said 1 in 75 year return, I guess in the grand scheme of things it doesn't sound that bad. But the weather is rather erratic these days. The insurance quotes don't seem overly high so I guess they are overlooking the flood risk on the basis that they don't consider it significant. Or the data isn't being fed into the quote.

Don't overthink it too much, always best to chat to the neighbours. If the insurance is no different to that of non risk then you shouldn't worry too much.

peterhjohnson

RS2OOO said:

Before viewing any property I tend to look here to see how much above sea level the house is:

https://en-gb.topographic-map.com/maps/b9/England/

Nice map! However, height above sea level can be a pretty poor indicator of flood risk. Some places halfway up a hillside can get a temporary stream through the place when it rains. Being on top of quite a small local hill can be quite safe - although, and this is another thing to check, your house may not flood but an important access road might. This map is quite useful https://check-long-term-flood-risk.service.gov.uk/map