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Life Insurance @ www.lifeinsurancecover.co.uk

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Hi

I have been speking to an advisor at lifeinsuranceonline regarding life insurance as it seems it can get better net rates than myself even though I am myself an advisor, is this correct?

And has anybody used these guys? how did you find them to deal with?

Regards

Leanne
consumerism

Comments

  • dunstonh
    dunstonh Posts: 119,799 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Life assurance pricing varies with different networks, advisers and distribution channels. Commission rates also vary as well so if discounting is involved that will help as well.

    It is often something that new advisers to the industry dont realise when they choose their network or support companies. Too many focus on network/support company costs without realising that some of these smaller networks just dont get decent rates. The network I use has a reputation of being expensive but it also gets the biggest commissions and lowest prices on investment and life business (not good on mortgages but I dont care about that).
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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