We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Nifty November's NSD Challenge!
Comments
-
Yesterday was 10/15 😀
Really thought I would do worse this month with the dreaded holiday shopping but I dragged poor DH with me the other day as pack mule and got most of it done then. I am being very strict with myself this year in that when I think I'm done I'm done. Its too easy to keep adding little bits but when I buy for one I have to add to the other 4 as well 😒 so far so good❤
Debt free as of 29.10.2020 🎉😁
SPC #73 Feb NSD 0/201 -
Early call for day 8!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Woohoo - finally moving up another NSD! Now on #71
-
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.1 -
11/20 for me today thanks cathybird
1 -
NovemberOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsaccidentalglixch 4/10beanielou 14/15
bekah89 6/12
cathybird 13/15
Elisheba 7/22
GeorgianaCavendish 7/12
Honeysucklelou2 4/10
jadewest94 4/10
jammy dodger 11/20
kitty43 6/15
Money Choices
QueenJess 10/15
scotmumof3 10/15
short bird 8/16
Sun Addict 5/12
tt07 5/10
welshspendthrift 12
WinterWarrior 5/15
Newcomers welcome
2 -
Well done scotmumof3, short bird, GeorgianaCavendish, beanie and jammy dodger
Not one for me, I had an eye test today and bought some firewood.
2 -
I’m wavering today.. have my eyes on some second hand books. Was stuck cuddling a baby for most of last night and read two whole books!
Will have to report back tomorrow as I may crack in the next 2 hours..2026 decluttering: 820 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️
2026 use up challenge: 244🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆3002 -
It's quiet today! Not one for me, I've bought pet food and speaking of cracking ordered takeaway for the first time in an age. It's an occasional treat! QueenJess, books are one of the things I do like to buy and I like secondhand too, so I'm with you on that one, and reading is such a great thing. I do have a budget for it, which I try to stick to, not always successfully! I've got too many books really but I like having books around. xQueenJess said:I’m wavering today.. have my eyes on some second hand books. Was stuck cuddling a baby for most of last night and read two whole books!
Will have to report back tomorrow as I may crack in the next 2 hours..
1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 247K Work, Benefits & Business
- 603.6K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards