Just set up new S&S ISA - can I move last years savings ISA without affecting limits into a fixed?

Albermarle

Midnight_Tboy said:

masonic said:

Is there any particular reason why you are investing in more than one Vanguard fund?

Not really - just on a suggestion from someone - spreading it out a little bit - while I learn and guess figure out if want to consolidate them at some point

The issue with this , is you will not learn anything about how the investments will perform in just a few months.
For example your investment could go up 10% in 6 months . So you think that must be good so invest some more in that .
Then the next 6 months it goes down 20%.
It is a long term game and better you do some more reading , rather than randomly testing the waters .

Midnight_Tboy

Albermarle said:

Midnight_Tboy said:

masonic said:

Is there any particular reason why you are investing in more than one Vanguard fund?

Not really - just on a suggestion from someone - spreading it out a little bit - while I learn and guess figure out if want to consolidate them at some point

The issue with this , is you will not learn anything about how the investments will perform in just a few months.
For example your investment could go up 10% in 6 months . So you think that must be good so invest some more in that .
Then the next 6 months it goes down 20%.
It is a long term game and better you do some more reading , rather than randomly testing the waters .

Very true thanks, tho at least I know a lot more now than I did this time yesterday

I see "Settlement price £62.91" when I expand the S&P so assume thats the cost for 1 single unit, hence why wasn't quite enough left in the 1k to allocate 1 more unit