What Small Things Will You Do This Week? 25/10/2021
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Bagpuss741
Posts: 2,289 Forumite
When
we start out on the DFW trail we do loads of "big stuff" that makes
quite a difference to our situation. These include having our lightbulb
moment, cutting up the credit cards and cancelling Sky and the gym.
But
once we have done the bigger stuff, we often feel that we are not
making the same amount of progress, when in fact the small steps are
helping us form good financial habits and helping us get closer everyday
to staying in control and becoming debt free, or staying debt free.
Examples
could be hanging washing out instead of using the tumble dryer or
leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important 😀
Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
3
Comments
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Today I have/will:1. Checked online banking2. Meals from stores3. Read4. Update spreadsheets5. Surveys6. Was going to be a NSD but have just been to chemist to buy sinus meds as didnt want to waste gp's timeTesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini3
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Morning all - thanks for the thread Bagpuss, and sorry to hear you've needed a chemist visit.
Today for me:
- Checked banking
- washing from outside > airer inside to finish off (MrEH)
- washing from machine > Airer outside (MrEH)
- a little pile of shredding done on the big machine at the office
- tea tonight already planned
- aiming for a NSD - can't think why it wouldn't be
- keep an eye on OnePoll
- Prolific at lunch/tonight
- MrEH is charging our power banks at work.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00
Balance as at 31/12/23 = £112,000.00SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her4 -
Evening all,
I'm off from Sainsburys tomorrow so get to stay in bed until 7am!
I ordered one of those too good to go bags last night from greggs. I picked it up today, it was pretty decent!
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Debt owed;JD Catalogue - £580/£700, ZopaCC £100/£200, Zable £294.65/£350 = Total Debt £974.65
The 365 Day 1p Challenge 2024 #27 £0/£671.61
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest4 -
Evening allThanks for starting the thread @Bagpuss741Today I have:Walked dog, free exerciseChecked banks - moved my ISA savings to a better paying account with the same providerLoad of washing, mostly dry on the line. Just needs to go on airer overnight to finish offChanged bedding and hoovered bedroomLeftovers for lunchIcyland shoppin this week, was delivered and put awayNo heating, but the stove is on now. I have just used hot water from the kettles that sit on top of it to do the washing upLabelled a box of items to take to my sales unit tomorrowRM surveys stuffDinner was courgette lasagne that I made yesterday. Just needed warming up in the microwave and some fresh veg cooked to go with it.Must get the dry washing on the airer once I have finished my coffee.4
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Evening all
I do read just struggling atm with time but as its half term i have a little more time...
Today has been a hsd dog went to the groomers and food shop.
Tomorrow i need to stay in for most of the day as i need to do some sorting in my bedroom got 2 bags in the car for cs already!
Will meet my friend for a coffee but have a free drink on my card, dd has her club already paid for will take drinks with me save buying any!
Thats all really just trying to not spend anything now.
Changed my Internet today so hopefully better speeds and works out £1 cheaper with a £75 gift card when it comes, will put that towards very
Night all4 -
Yesterday was indeed a NSD. Thinking about it today should be as well - hurrah for that!
Today I will:
- Keep an eye on OnePoll - it's gone annoyingly quiet
- Prolific - lunchtime/this evening - only need a couple more £'s to get to a combined paid/pending total of over £20
- Tea tonight is planned and from cupboard/freezer/veg box.
- Gym after work as I don't have to wait for MrEH to car-share today.
- banking already checked
- Load of washing through tonight - sports kit.
- Ran the dehumidifier overnight on the cheap rate electric - will repeat that several nights a week now.
- Bath before bed to save time/electric on showering tomorrow morning.
I'm sure there will be more than that!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00
Balance as at 31/12/23 = £112,000.00SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Today I have/will:
1. Checked online banking
2. NSD
3. Meals from stores
4. Surveys
5. Duolingo Welsh
6. Update phone and tablet
7. PMP
8. Watch a film on Amazon prime before trial ends
Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini4 -
Morning all,
Yesterday i managed to do the sorting of my bedroom and an extra cupboard.
Todays plans:
Lsd - dd has her club so a drink and £1 for her to go, have to buy drinks there.
Load of washing....i am finally getting on top of it
General tidy around, vacuum all through the house.
Take items to cs.
Give car a general tidy.
Clear my pantry out as it currently bursting with allsorts of stuff.
Going out for the day tomorrow so need to get clothes and some snacks ready .
Order some dog food from eb@y as its cheaper there than in the shops.
All food from stores, i have got plenty in it just deciding what to have!
Thats all for today have a great one all5 -
Hi everyone,
Hope you don't mind me joining.
Today I will
-Keep Prolific open to try and catch some studies. I haven't had the enthusiasm for
-Read my library book (saved £4.53 if I purchased it on kindle)
-Defrost prawns for dinner tonight to make a fakeaway pad thai
-Return a dress that didn't look anything like the picture.6 -
Welcome Moneybear! Prolific can be great when it works for you can't it! I'm hovering just below the level I'll cash out at so hoping for a few bits today!
Chopchop that sounds like a hectic day planned! Bagpuss - my Mum learned Welsh years ago - such a pretty language!
Managed to get everything on yesterday's list done - OnePoll is still frustratingly quiet though - my own fault for setting that flipping target! Oh well!
- Prolific is now at just over £15 paid, £3 pending - need a few more bits from there today ideally to cash out this side of the weekend
Today:
- Banking checked
- Light traffic meant time for a 5 mile cycle before work - my "standard" commute from the car is just under 2 miles so this was a good bit extra
- meals from plan again
- MrEH dealt with washing before we left home, we're still drying outside for now but that may not last much longer
- clothes to be folded and put away when home
- washing through tonight - either towels or dark stuff
- Charge phone at work
- Charge Garmin at work
- Read at lunchtime
- walk at lunchtime (aim for 2 miles)
Have a lovely Wednesday all!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00
Balance as at 31/12/23 = £112,000.00SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5
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