Govt. plans to target mortgages to EPC's could leave many homes unsaleable

NameUnavailable

Another article about the EPC changes

https://www.thisismoney.co.uk/money/buytolet/article-9932959/What-does-EPC-C-energy-efficiency-target-mean-landlords.html

NameUnavailable

And the Bill details https://bills.parliament.uk/bills/3036

Crashy_Time

Sounds like a right mess TBH.

Section62

NameUnavailable said:

And the Bill details https://bills.parliament.uk/bills/3036

That link is to a Private Members' Bill, not a Government one.

Crashy_Time

Section62 said:

davilown said:

I think the facts it’s in the guardian for red voters it’s not likely to happen. Same as when it’s sensationalise in the mail for the blue voters

As I posted earlier in the thread, a move to lending on EPC A-C properties in preference is already happening - on a voluntary basis - by Nationwide building society (and possibly other lenders?).

Where one goes, the others often follow.

Very true.

NameUnavailable

Section62 said:

NameUnavailable said:

And the Bill details https://bills.parliament.uk/bills/3036

That link is to a Private Members' Bill, not a Government one.

Yes, but given the huge focus on climate issues it's likely to gain traction.

Section62

NameUnavailable said:

Section62 said:

NameUnavailable said:

And the Bill details https://bills.parliament.uk/bills/3036

That link is to a Private Members' Bill, not a Government one.

Yes, but given the huge focus on climate issues it's likely to gain traction.

Sure, but the point I was making is the content of that Bill isn't necessarily Government policy.

So when you said "And the Bill details" the Bill you linked to isn't a continuation of the discussion being had about "Government plans".

In reality I suspect the Government may adopt parts of this Bill (particularly given the MP who first presented it) and adapt it to whatever their eventual final policy position is.

NameUnavailable

Section62 said:

NameUnavailable said:

Section62 said:

NameUnavailable said:

And the Bill details https://bills.parliament.uk/bills/3036

That link is to a Private Members' Bill, not a Government one.

Yes, but given the huge focus on climate issues it's likely to gain traction.

Sure, but the point I was making is the content of that Bill isn't necessarily Government policy.

So when you said "And the Bill details" the Bill you linked to isn't a continuation of the discussion being had about "Government plans".

In reality I suspect the Government may adopt parts of this Bill (particularly given the MP who first presented it) and adapt it to whatever their eventual final policy position is.

Yes I agree. I think some of the timescales mentioned are much too ambitious but the broad approach is likely to be very similar IMHO. As with all these things the devil is in the detail.

BikingBud

onylon said:

When selling a house, a far more useful and far easier thing to verify and publish would be the last few years actual energy bills.  That would be so simple to include.

I agree that the EPC is just a box ticking exercise and has next to no relationship with how much energy it will take to heat your house but neither will the bills of the previous owner. My husband and I work from home and use lots of power hungry equipment so any house I lived in would automatically get a terrible rating no matter how energy efficient the building was. My in-laws keep their house very very warm as my MIL has some health conditions that mean she feels the cold, so likewise they would get a poor rating.

There is a difference to how much energy it will take to heat your house and how much you use due to lifestyle choices or other variable factors, such as heating the swimming pool or having a grow in the loft.
  
The whole purpose of an EPC should be to define the energy required to meet a set standard, it might be space heating to 18 deg C or 24 deg C and 200 l of water per day. Other aspects are entirely under your control in the same way that how you drive affects the fuel consumption of your vehicle.