advice needed a post codes inconsistent?

sinofrench26

I’m remortgaging my home (new build - built 2013) and it was identified that the postcode on my home is different to the land registry. 

I contacted the land registry and they stated that there is no 9would error on their part on the first registration of property October 2013.  If I wish to update property description then I have to submit a AP1 form with evidence of correct address (would I get this from royal mail - Ive already email them)

It is the last two letters that are incorrect.

Royal Mail - 2QA
land registry title deed -2PT

I'm worried as it will hold up my remortgage.

Which one would be the correct land registry? If so do I contact Royal Mail asking them to update the records?  I have no idea!

thanks!  (I know another post in different username this account will be deleted)

Slithery

This is now the 3rd post you've made on exactly the same subject...

https://forums.moneysavingexpert.com/discussion/6305286/land-registry-post-code-vs-royal-mail-advice-please

https://forums.moneysavingexpert.com/discussion/6305293/remortgage-problems

sinofrench26

Yes sorry. I’m very worried about the remortgage. 

sinofrench26

Again other account has been requested for deletion 

sinofrench26

Is there any other advice? If I have to submit evidence would it be from Royal Mail?

user1977

sinofrench26 said:

Yes sorry. I’m very worried about the remortgage. 

It's not clear why though. The Land Registry is map-based, it doesn't really matter what you call the property.

You said "it was identified that the postcode on my home is different" but has anybody actually said to you that it must be amended and (if so) that you're the person who should be sorting it out?

sinofrench26

user1977 said:

sinofrench26 said:

Yes sorry. I’m very worried about the remortgage. 

It's not clear why though. The Land Registry is map-based, it doesn't really matter what you call the property.

You said "it was identified that the postcode on my home is different" but has anybody actually said to you that it must be amended and (if so) that you're the person who should be sorting it out?

Yes, the solicitors who are currently checking the documents for me to remortgage.  They identified that the title deed postal code is different (last two letters) from royal mail.   They asked for my council tax bill which is same as the title deed.

user1977

sinofrench26 said:

user1977 said:

sinofrench26 said:

Yes sorry. I’m very worried about the remortgage. 

It's not clear why though. The Land Registry is map-based, it doesn't really matter what you call the property.

You said "it was identified that the postcode on my home is different" but has anybody actually said to you that it must be amended and (if so) that you're the person who should be sorting it out?

Yes, the solicitors who are currently checking the documents for me to remortgage.  They identified that the title deed postal code is different (last two letters) from royal mail.   They asked for my council tax bill which is same as the title deed.

And they've told you that you need to be the person contacting the Land Registry to change it, not them?

sinofrench26

The solicitor represents hsbc bank who are doing the offer to my mortgage broker for the remortgage

bazzyb

What postcode are your neighbours using? Royal Mail database should be the correct one to use, it is possible that a postcode hadn’t been allocated at the time your house was registered. 

user1977

sinofrench26 said:

The solicitor represents hsbc bank who are doing the offer to my mortgage broker for the remortgage

I'm not sure whether that's in response to my post, but it doesn't answer my question.