1.4k purchase -utilisation calculation please.

Dandytf

@sparklep0ny

your entitled to offer your own words.

thanks

Dandytf

@Deleted_User

as you once said, you weren't going to help me again.

mcpitman

Dandytf said:

@mcpitman
 "replenished" with what exactly?

replenished with loads of Credit Score Points, and Accessible Credit Facilities.

Thanks mser's

Ahh, another believer that credit score points make a difference. It doesn't, it's not a feckin nectar card.

Fair enough, each to their own, i'm out.

[Deleted User]

sparklep0ny said:

Deleted_User said:

mcpitman said:

Dandytf said:

eskbanker said:

Dandytf said:

eskbanker said:

Dandytf said:

i prefer to refer to refer to my mser Sig.

Why is that?  I can't say I follow all of the numerous threads about your finances but was under the impression that your signature covers a tiny and unrepresentative fragment of your overall situation, and it doesn't seem to have any relevance to this thread?

hi you were asked to look back at my history,
i was referring to 1st line og Sig Replenished CRA Reports.

Were you under the impression that 'replenished CRA reports' actually means anything to anyone reading threads on here, or that it sheds any light on your history?

In any case, surely you must recognise that the data held by CRAs (and appearing on reports) is constantly being updated by all the institutions you engage with, you don't 'replenish' it/them as such....

eskbanker said:

Dandytf said:

eskbanker said:

Dandytf said:

i prefer to refer to refer to my mser Sig.

Why is that?  I can't say I follow all of the numerous threads about your finances but was under the impression that your signature covers a tiny and unrepresentative fragment of your overall situation, and it doesn't seem to have any relevance to this thread?

hi you were asked to look back at my history,
i was referring to 1st line og Sig Replenished CRA Reports.

Were you under the impression that 'replenished CRA reports' actually means anything to anyone reading threads on here, or that it sheds any light on your history?

In any case, surely you must recognise that the data held by CRAs (and appearing on reports) is constantly being updated by all the institutions you engage with, you don't 'replenish' it/them as such....

believe me in my own words after a number of years,my cra reports are greatly replenished.🎂👍✨

"replenished" with what exactly?

Replenished with loads of new cards, 22k of credit on a 9k salary because of reduced (part-time) hours (wonder if the credit card firms have been told this?) and UC. Plus windows finance over 3-4 years at 9.9%. A new laptop on paypal credit. Mobile phone on Apple credit. Wanting a new OLED TV on credit. A 1.5k balance on a BT card. Wonder if the DMP loan is paid back or indeed, where the money for crypto is coming/going. Add in the mortgage for another 9 years

Chase bank must be the new one to go with BIP (?), RBS, Tymit (?), Virgin Money, Amex, Amazon Newday (carrying an interest bearing debt), Barclaycard, Nationwide, Tesco. 22k taken out since February 2021

So in other words, replenished with debt you spent years clearing.

Well not me lol, my debt is only 0% BT cards and I don't have that many card or finance but yes

Dandytf

any ideas on front door financing.
maybe i could start personal loan V credit card funding thread.
1.9Kapprox.
potentially early/mid 2022.

[Deleted User]

Dandytf said:

any ideas on front door financing.

You'll need a front doorstep loan.

Dandytf

Deleted_User said:

Dandytf said:

any ideas on front door financing.

You'll need a front doorstep loan.

FD30 financing please.

northwalesd

Dandytf said:

any ideas on front door financing.

Yes, don't do it.

Dandytf

northwalesd said:

Dandytf said:

any ideas on front door financing.

Yes, don't do it.

home improvement.

thanks anyway.

sparklep0ny

Dandytf said:

northwalesd said:

Dandytf said:

any ideas on front door financing.

Yes, don't do it.

home improvement.

thanks anyway.

Your income has halved. And you already have stupidity overpriced windows on the way and the other debt.

You can't afford it.

Wake up.