1.4k purchase -utilisation calculation please.

eskbanker

Dandytf said:

i prefer to refer to refer to my mser Sig.

Why is that?  I can't say I follow all of the numerous threads about your finances but was under the impression that your signature covers a tiny and unrepresentative fragment of your overall situation, and it doesn't seem to have any relevance to this thread?

Dandytf

eskbanker said:

Dandytf said:

i prefer to refer to refer to my mser Sig.

Why is that?  I can't say I follow all of the numerous threads about your finances but was under the impression that your signature covers a tiny and unrepresentative fragment of your overall situation, and it doesn't seem to have any relevance to this thread?

hi you were asked to look back at my history,
i was referring to 1st line og Sig Replenished CRA Reports.

Anyway only missing piece that cra reports or utilisation won't refer to is-
my change from a few months full time work, to return to 20 hours part time work.
These latest reduced earnings, drives me to keep utilisation low.

thanks

eskbanker

Dandytf said:

eskbanker said:

Dandytf said:

i prefer to refer to refer to my mser Sig.

Why is that?  I can't say I follow all of the numerous threads about your finances but was under the impression that your signature covers a tiny and unrepresentative fragment of your overall situation, and it doesn't seem to have any relevance to this thread?

hi you were asked to look back at my history,
i was referring to 1st line og Sig Replenished CRA Reports.

Were you under the impression that 'replenished CRA reports' actually means anything to anyone reading threads on here, or that it sheds any light on your history?

In any case, surely you must recognise that the data held by CRAs (and appearing on reports) is constantly being updated by all the institutions you engage with, you don't 'replenish' it/them as such....

Dandytf

eskbanker said:

Dandytf said:

eskbanker said:

Dandytf said:

i prefer to refer to refer to my mser Sig.

Why is that?  I can't say I follow all of the numerous threads about your finances but was under the impression that your signature covers a tiny and unrepresentative fragment of your overall situation, and it doesn't seem to have any relevance to this thread?

hi you were asked to look back at my history,
i was referring to 1st line og Sig Replenished CRA Reports.

Were you under the impression that 'replenished CRA reports' actually means anything to anyone reading threads on here, or that it sheds any light on your history?

In any case, surely you must recognise that the data held by CRAs (and appearing on reports) is constantly being updated by all the institutions you engage with, you don't 'replenish' it/them as such....

eskbanker said:

Dandytf said:

eskbanker said:

Dandytf said:

i prefer to refer to refer to my mser Sig.

Why is that?  I can't say I follow all of the numerous threads about your finances but was under the impression that your signature covers a tiny and unrepresentative fragment of your overall situation, and it doesn't seem to have any relevance to this thread?

hi you were asked to look back at my history,
i was referring to 1st line og Sig Replenished CRA Reports.

Were you under the impression that 'replenished CRA reports' actually means anything to anyone reading threads on here, or that it sheds any light on your history?

In any case, surely you must recognise that the data held by CRAs (and appearing on reports) is constantly being updated by all the institutions you engage with, you don't 'replenish' it/them as such....

believe me in my own words after a number of years,my cra reports are greatly replenished.🎂👍✨

eskbanker

Dandytf said:

believe me in my own words after a number of years,my cra reports are greatly replenished.🎂👍✨

Your prerogative to use whichever ones you wish, but words are generally more valuable if they're used to actually convey meaning to those reading or hearing them....

Dandytf

eskbanker said:

Dandytf said:

believe me in my own words after a number of years,my cra reports are greatly replenished.🎂👍✨

Your prerogative to use whichever ones you wish, but words are generally more valuable if they're used to actually convey meaning to those reading or hearing them....

thanks for emphasising, appreciated.

mcpitman

Dandytf said:

eskbanker said:

Dandytf said:

eskbanker said:

Dandytf said:

i prefer to refer to refer to my mser Sig.

Why is that?  I can't say I follow all of the numerous threads about your finances but was under the impression that your signature covers a tiny and unrepresentative fragment of your overall situation, and it doesn't seem to have any relevance to this thread?

hi you were asked to look back at my history,
i was referring to 1st line og Sig Replenished CRA Reports.

Were you under the impression that 'replenished CRA reports' actually means anything to anyone reading threads on here, or that it sheds any light on your history?

In any case, surely you must recognise that the data held by CRAs (and appearing on reports) is constantly being updated by all the institutions you engage with, you don't 'replenish' it/them as such....

eskbanker said:

Dandytf said:

eskbanker said:

Dandytf said:

i prefer to refer to refer to my mser Sig.

Why is that?  I can't say I follow all of the numerous threads about your finances but was under the impression that your signature covers a tiny and unrepresentative fragment of your overall situation, and it doesn't seem to have any relevance to this thread?

hi you were asked to look back at my history,
i was referring to 1st line og Sig Replenished CRA Reports.

Were you under the impression that 'replenished CRA reports' actually means anything to anyone reading threads on here, or that it sheds any light on your history?

In any case, surely you must recognise that the data held by CRAs (and appearing on reports) is constantly being updated by all the institutions you engage with, you don't 'replenish' it/them as such....

believe me in my own words after a number of years,my cra reports are greatly replenished.🎂👍✨

"replenished" with what exactly?

[Deleted User]

mcpitman said:

Dandytf said:

eskbanker said:

Dandytf said:

eskbanker said:

Dandytf said:

i prefer to refer to refer to my mser Sig.

Why is that?  I can't say I follow all of the numerous threads about your finances but was under the impression that your signature covers a tiny and unrepresentative fragment of your overall situation, and it doesn't seem to have any relevance to this thread?

hi you were asked to look back at my history,
i was referring to 1st line og Sig Replenished CRA Reports.

Were you under the impression that 'replenished CRA reports' actually means anything to anyone reading threads on here, or that it sheds any light on your history?

In any case, surely you must recognise that the data held by CRAs (and appearing on reports) is constantly being updated by all the institutions you engage with, you don't 'replenish' it/them as such....

eskbanker said:

Dandytf said:

eskbanker said:

Dandytf said:

i prefer to refer to refer to my mser Sig.

Why is that?  I can't say I follow all of the numerous threads about your finances but was under the impression that your signature covers a tiny and unrepresentative fragment of your overall situation, and it doesn't seem to have any relevance to this thread?

hi you were asked to look back at my history,
i was referring to 1st line og Sig Replenished CRA Reports.

Were you under the impression that 'replenished CRA reports' actually means anything to anyone reading threads on here, or that it sheds any light on your history?

In any case, surely you must recognise that the data held by CRAs (and appearing on reports) is constantly being updated by all the institutions you engage with, you don't 'replenish' it/them as such....

believe me in my own words after a number of years,my cra reports are greatly replenished.🎂👍✨

"replenished" with what exactly?

Replenished with loads of new cards, 22k of credit on a 9k salary because of reduced (part-time) hours (wonder if the credit card firms have been told this?) and UC. Plus windows finance over 3-4 years at 9.9%. A new laptop on paypal credit. Mobile phone on Apple credit. Wanting a new OLED TV on credit. A 1.5k balance on a BT card. Wonder if the DMP loan is paid back or indeed, where the money for crypto is coming/going. Add in the mortgage for another 9 years

Chase bank must be the new one to go with BIP (?), RBS, Tymit (?), Virgin Money, Amex, Amazon Newday (carrying an interest bearing debt), Barclaycard, Nationwide, Tesco. 22k taken out since February 2021

Dandytf

@mcpitman
 "replenished" with what exactly?

replenished with loads of Credit Score Points, and Accessible Credit Facilities.

Thanks mser's

sparklep0ny

Deleted_User said:

mcpitman said:

Dandytf said:

eskbanker said:

Dandytf said:

eskbanker said:

Dandytf said:

i prefer to refer to refer to my mser Sig.

Why is that?  I can't say I follow all of the numerous threads about your finances but was under the impression that your signature covers a tiny and unrepresentative fragment of your overall situation, and it doesn't seem to have any relevance to this thread?

hi you were asked to look back at my history,
i was referring to 1st line og Sig Replenished CRA Reports.

Were you under the impression that 'replenished CRA reports' actually means anything to anyone reading threads on here, or that it sheds any light on your history?

In any case, surely you must recognise that the data held by CRAs (and appearing on reports) is constantly being updated by all the institutions you engage with, you don't 'replenish' it/them as such....

eskbanker said:

Dandytf said:

eskbanker said:

Dandytf said:

i prefer to refer to refer to my mser Sig.

Why is that?  I can't say I follow all of the numerous threads about your finances but was under the impression that your signature covers a tiny and unrepresentative fragment of your overall situation, and it doesn't seem to have any relevance to this thread?

hi you were asked to look back at my history,
i was referring to 1st line og Sig Replenished CRA Reports.

Were you under the impression that 'replenished CRA reports' actually means anything to anyone reading threads on here, or that it sheds any light on your history?

In any case, surely you must recognise that the data held by CRAs (and appearing on reports) is constantly being updated by all the institutions you engage with, you don't 'replenish' it/them as such....

believe me in my own words after a number of years,my cra reports are greatly replenished.🎂👍✨

"replenished" with what exactly?

Replenished with loads of new cards, 22k of credit on a 9k salary because of reduced (part-time) hours (wonder if the credit card firms have been told this?) and UC. Plus windows finance over 3-4 years at 9.9%. A new laptop on paypal credit. Mobile phone on Apple credit. Wanting a new OLED TV on credit. A 1.5k balance on a BT card. Wonder if the DMP loan is paid back or indeed, where the money for crypto is coming/going. Add in the mortgage for another 9 years

Chase bank must be the new one to go with BIP (?), RBS, Tymit (?), Virgin Money, Amex, Amazon Newday (carrying an interest bearing debt), Barclaycard, Nationwide, Tesco. 22k taken out since February 2021

So in other words, replenished with debt you spent years clearing.