Amex nectar

P3

When I opened my amex nectar last year. I given them my nectar card number , so all the points went in there, now I'm coming up to year 2 and thinking of cancel the card.

Am I right in thinking the nectar card points I have saved are separate to the amex nectar credit card. I am only cancelling the credit card and all the points in nectar card are safe.

Cos I know for the amex membership point you have to use it or lose it when cancel amex cc.

northernstar007

yes the points you have on your nectar card are now yours even after you close the amex card down, i also have the same card and pay the yearly fee which i get back many many times over and pay the full balance off every month, great for council tax and car fuel 

P3

Yes it is a great card, anything over £2500 spend per year. You get the annual fee back. (£2500*2points*0.5%=£25 value of nectar points)

But at the same time, if I close it, I can restart the 2 years clock for the sign-up bonus.

Jami74

I've just applied and been accepted  

northernstar007 said:

 great for council tax 

Do you pay your council tax monthly on your Amex credit card? And it doesn't count as a cash payment? And you get nectar points?

P3

Yes you can pay your council tax bill (letter with barcode) at co op with amex nectar.

northernstar007

i pay my council tax allows it to be paid via paypal so i have the amex card linked to that and no its not classed as cash payment, same for my petrol, use esso and have that app also linked to paypal and also get loads of extra points on the nectar app paying for the petrol using the esso app
over the year i make aprox 2-300

MDMD

P3 said:

Yes you can pay your council tax bill (letter with barcode) at co op with amex nectar.

It does depend on the council - mine specifically exclude paying by Amex

[Deleted User]

MDMD said:

P3 said:

Yes you can pay your council tax bill (letter with barcode) at co op with amex nectar.

It does depend on the council - mine specifically exclude paying by Amex

Co-op doesn't let you pay bills (PayPoint) with Amex but sometimes the cashier will accept.
Either direct payment to the council (online/phone) or PayPal are more viable options.  

WillPS

P3 said:

Yes you can pay your council tax bill (letter with barcode) at co op with amex nectar.

If your council support paying by PayPoint, then you can pay in a Co-op Group store (not one run by a society, like Central England Co-operative or Midcounties) using Amex. 

Councils normally either support PayPoint or PayZone - if its the latter then no dice.

WillPS

Deleted User said:

MDMD said:

P3 said:

Yes you can pay your council tax bill (letter with barcode) at co op with amex nectar.

It does depend on the council - mine specifically exclude paying by Amex

Co-op doesn't let you pay bills (PayPoint) with Amex but sometimes the cashier will accept.
Either direct payment to the council (online/phone) or PayPal are more viable options.  

The Co-op Group stores do not stop you from paying for PayPoint with Amex. The cashier has no cause to even look at your credit card any more, so I don't understand where you have got the idea that sometimes they might object. Just put your card in like any other.

I wouldn't try it at a society-run Co-op tho (ones which do not display the modern version of the 60s Co-op logo on their signage) as their tills are different, and in some cases they don't accept Amex at all.

carryonuptheriver

Out of interest, and relating I think only to the A m ex nectar card, did anyone else get a letter from them about June saying they were putting the interest rate up in order to make it easier to repay? I can't find said letter now.