Marcus - increase to the underlying interest rate

RG2015

Eskbanker posted the link to Investec, I found an instant access account paying 0.58% and saw it had a minimum balance requirement of £5k and posted my reservations.

It is currently available and whatever it is called it was a valid post by Malchester .

annaccordion

veryintrigued said:

Christ.

This is embarrassing

Anything actually on topic to add?

[Deleted User]

Just a reminder of this account, note the withdrawal limit of three times only per year.

https://www.principality.co.uk/savings-accounts/everyday-savings-accounts/first-home-steps-account

You have to go to branch to open it now (I opened mine online before) but they are only in Wales it seems, I thought they used to have a London and other UK branches! Oh well it might help someone in Wales! It says you can also open it at an agency whatever that is.

£1 - £2,500

0.80%

£2,501 - £7,500

1.00%

£7,500 - £25,000

1.50%

kaMelo

Deleted_User said:

Just a reminder of this account, note the withdrawal limit of three times only per year.

https://www.principality.co.uk/savings-accounts/everyday-savings-accounts/first-home-steps-account

You have to go to branch to open it now (I opened mine online before) but they are only in Wales it seems, I thought they used to have a London and other UK branches! Oh well it might help someone in Wales! It says you can also open it at an agency whatever that is.

£1 - £2,500

0.80%

£2,501 - £7,500

1.00%

£7,500 - £25,000

1.50%

There still is a separate online version.

https://www.principality.co.uk/en/savings-accounts/everyday-savings-accounts/First-Home-Steps-Online

[Deleted User]

kaMelo said:

Deleted_User said:

Just a reminder of this account, note the withdrawal limit of three times only per year.

https://www.principality.co.uk/savings-accounts/everyday-savings-accounts/first-home-steps-account

You have to go to branch to open it now (I opened mine online before) but they are only in Wales it seems, I thought they used to have a London and other UK branches! Oh well it might help someone in Wales! It says you can also open it at an agency whatever that is.

£1 - £2,500

0.80%

£2,501 - £7,500

1.00%

£7,500 - £25,000

1.50%

There still is a separate online version.

https://www.principality.co.uk/en/savings-accounts/everyday-savings-accounts/First-Home-Steps-Online

Wonderful certainly a very good account then if you have over 7.5K and can leave it in the account. Three withdrawals a year is enough for the odd emergency.

1882

castle96 said:

https://www.principality.co.uk/en/savings-accounts/everyday-savings-accounts/First-Home-Steps-Online

how can they tell if you lie and are not a FTB ????

I don't suppose they can but unlike other similar accounts their t&c's require it and you have to make a declaration that you are a FTB.