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Natwest and RBS Reward accounts
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Monzo only credit check if you apply for an overdraft. Just a soft search otherwise.Herbyme said:
Hmm, I did put a £250 overdraft on the Monzo account just in case of glitches with timings or forgotten DDs. Would that make a difference then?Nasqueron said:
2 current account applications, assuming you didn't apply for an overdraft, is neither here nor there, many people on here have opened multiple accounts for switchesHerbyme said:I’m thinking of going for the NatWest account but I opened a Monzo current account yesterday to try out the pot system for managing annual/unpredictable bills/expenses.Would a second application so soon affect my credit rating or make NatWest more likely to turn me down?1 
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