What Small Things Will You Do This Week? 27/09/21

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  • Bagpuss741Bagpuss741 Forumite
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    @carrielovesfanta The PIP people are the worst people to deal with and cause my anxiety to sky rocket, wish it could have stayed DLA as I was awarded that for life.

    Today I have/will:

    1.  Check online banking
    2.  NSD
    3.  Surveys
    4.  Meals from stores
    5.  Duolingo Welsh
    6.  Read free book
    7.  Still waiting for DWP to phone me
    8.  Transfer £5 to chip
    Tesco £1095.46, Vanquis £1157.53, Very £569.12, Next £1834.96 As of 15/01/22
  • DawnWDawnW Forumite
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    Morning all :)
    Sorry to hear of all the hassles with the DWP Bagpuss :(
    We've had loads of rain, but today is forecast to be dry - so the washing machine will be going on!
    Other things:
    Home grown berries for breakfast
    Dog walk (shortly)
    Hoover downstairs
    Sort out the larder
    Make a shopping list, it won't be a big one. I did pop into Icyland after work yesterday to pick up bread and teabags. If it is useful to anyone they have bags of 440 Typhoo tea bags for £4. It is always looking at their special offers. I don't drink tea, but OH does all the time, so I bought one of these big packs. He won't need more for ages now.
    Fetch the log basket out of the loft. I had to put the heating on for a couple of hours last night :#
    Pick more berries, beans and courgettes.
    Check if any of the pears or quinces are ready.
    Prep, cook and freeze a bag of gifted apples - or maybe think about making some apple chutney...
    It will be a miracle if I get all that done today!

  • jadewest94jadewest94 Forumite
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    Morning all!

    I'm so excited but nervous, I've got a job interview on Friday at 5PM. It's in addition to my current job, it's 4am until 8am 12 hours a week including one day a weekend. Ideal as I start at 8.30am! It's £9.50PH 
    Sealed Pot Challenge ~ 15 #070 Target £1000
    Pay ALL Your Debt Off By Xmas 2022! #66 £4700

    Aqua £400
    Vanquis £340
    Likely Loans £840 
    118 Money £1980 
    Five Lamps £770
  • Bagpuss741Bagpuss741 Forumite
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    @DawnW  Thanks, I've just received a phone call stating that I have won my Mandatory reconsideration and there was a system error which caused all the problems.

    @jadewest94 When will you sleep?
    Tesco £1095.46, Vanquis £1157.53, Very £569.12, Next £1834.96 As of 15/01/22
  • jadewest94jadewest94 Forumite
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    @Bagpuss741my current job I finish at 4.30 so I get home just after 5pm so plenty of time to sleep. It's only 3 days a week anyway and one is a weekend and my current job we don't open at weekends :smile:
    Sealed Pot Challenge ~ 15 #070 Target £1000
    Pay ALL Your Debt Off By Xmas 2022! #66 £4700

    Aqua £400
    Vanquis £340
    Likely Loans £840 
    118 Money £1980 
    Five Lamps £770
  • katy_annkaty_ann Forumite
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    katy_ann said:
    Hey everyone hope your well!
    I used to post here a long time ago the first time I was in debt, I managed to get debt free in 2015 but after a nasty divorce and becoming a single parent struggling to find permanent work I'm back with a chunk of debt (as per my signature). I started back on a DMP in August last year and have a long way to go on the amount I'm currently paying but hope to find more full time work soon now my son has started school so hoping that should go up in the new year!
    Anyways I've not done to much today:
    - Updated my balances on Stepchange
    - Done some studying (I'm on a government funded level 2 teaching assistant course)
    - Trying to resist putting the heating on as I'm freezing! So just a big jumper haha
    - Met a friend for a drink this morning but took that out of my weekly spends
    - Popped to home bargains as had to get some writing paper for my course
    - Quick tidy round the house
    - DS back from his Dads this evening after dinner so only need to cook for myself

    Hope everyone has a good day :)
    Out of curiosity who's your DMP with and it is free? 
    Yes its free with Stepchange, why?
    Debt free once - Back again
    Debt at DMP start: £4310.66 - August 2020
    Current debt: £3710.66 - January 2022
    Currently repaying £100 a month - Estimated DFD March 2025
    Make £2022 in 2022 #33 - £42.50/£2022
    Surveys 2021/2022 - £5/£100
  • anna42hmranna42hmr Forumite
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    well i have now received the payment from transport for london for the £27.40 that was sitting on an long time unused Oyster card (thanks to Martins /MSE email had not thought to reclaim it till the email the other week) so now that money has hit my current account, have just sent a faster payment to MBNA.

    Also needed to get some more cat litter so instead of my usual going for the easy option (amazon) i have popped out in the car and grabbed it from a pet store instead (as its doubled in price recently to what Amazon usually list it for) where as in the store it was a quid cheaper than i usually get it for for.    
    MFW # 105
    2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12

    2021 Target £2000 / 1,506.82 OP as at July

    Total OP since mortgage started in 2015 = £27,917.54
  • jadewest94jadewest94 Forumite
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    katy_ann said:
    katy_ann said:
    Hey everyone hope your well!
    I used to post here a long time ago the first time I was in debt, I managed to get debt free in 2015 but after a nasty divorce and becoming a single parent struggling to find permanent work I'm back with a chunk of debt (as per my signature). I started back on a DMP in August last year and have a long way to go on the amount I'm currently paying but hope to find more full time work soon now my son has started school so hoping that should go up in the new year!
    Anyways I've not done to much today:
    - Updated my balances on Stepchange
    - Done some studying (I'm on a government funded level 2 teaching assistant course)
    - Trying to resist putting the heating on as I'm freezing! So just a big jumper haha
    - Met a friend for a drink this morning but took that out of my weekly spends
    - Popped to home bargains as had to get some writing paper for my course
    - Quick tidy round the house
    - DS back from his Dads this evening after dinner so only need to cook for myself

    Hope everyone has a good day :)
    Out of curiosity who's your DMP with and it is free? 
    Yes its free with Stepchange, why?
    Ah just wondering, some people end up paying for the DMP that's all :smile:
    Sealed Pot Challenge ~ 15 #070 Target £1000
    Pay ALL Your Debt Off By Xmas 2022! #66 £4700

    Aqua £400
    Vanquis £340
    Likely Loans £840 
    118 Money £1980 
    Five Lamps £770
  • katy_annkaty_ann Forumite
    1.1K Posts
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    ✭✭✭
    katy_ann said:
    katy_ann said:
    Hey everyone hope your well!
    I used to post here a long time ago the first time I was in debt, I managed to get debt free in 2015 but after a nasty divorce and becoming a single parent struggling to find permanent work I'm back with a chunk of debt (as per my signature). I started back on a DMP in August last year and have a long way to go on the amount I'm currently paying but hope to find more full time work soon now my son has started school so hoping that should go up in the new year!
    Anyways I've not done to much today:
    - Updated my balances on Stepchange
    - Done some studying (I'm on a government funded level 2 teaching assistant course)
    - Trying to resist putting the heating on as I'm freezing! So just a big jumper haha
    - Met a friend for a drink this morning but took that out of my weekly spends
    - Popped to home bargains as had to get some writing paper for my course
    - Quick tidy round the house
    - DS back from his Dads this evening after dinner so only need to cook for myself

    Hope everyone has a good day :)
    Out of curiosity who's your DMP with and it is free? 
    Yes its free with Stepchange, why?
    Ah just wondering, some people end up paying for the DMP that's all :smile:
    Oh no I wouldnt do that. Ive had loads of debt before and cleared it with CCCS who are now stepchange in 2015.
    Debt free once - Back again
    Debt at DMP start: £4310.66 - August 2020
    Current debt: £3710.66 - January 2022
    Currently repaying £100 a month - Estimated DFD March 2025
    Make £2022 in 2022 #33 - £42.50/£2022
    Surveys 2021/2022 - £5/£100
  • edited 29 September 2021 at 7:56PM
    jadewest94jadewest94 Forumite
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    edited 29 September 2021 at 7:56PM
    Evening guys!

    To do:

    Change bed sheets done
    Meal prep done
    Sealed Pot Challenge ~ 15 #070 Target £1000
    Pay ALL Your Debt Off By Xmas 2022! #66 £4700

    Aqua £400
    Vanquis £340
    Likely Loans £840 
    118 Money £1980 
    Five Lamps £770
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