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What Small Things Will You Do This Week? 27/09/21
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@carrielovesfanta The PIP people are the worst people to deal with and cause my anxiety to sky rocket, wish it could have stayed DLA as I was awarded that for life.Today I have/will:1. Check online banking2. NSD3. Surveys4. Meals from stores5. Duolingo Welsh6. Read free book7. Still waiting for DWP to phone me8. Transfer £5 to chipTesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini2
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Morning allSorry to hear of all the hassles with the DWP BagpussWe've had loads of rain, but today is forecast to be dry - so the washing machine will be going on!Other things:Home grown berries for breakfastDog walk (shortly)Hoover downstairsSort out the larderMake a shopping list, it won't be a big one. I did pop into Icyland after work yesterday to pick up bread and teabags. If it is useful to anyone they have bags of 440 Typhoo tea bags for £4. It is always looking at their special offers. I don't drink tea, but OH does all the time, so I bought one of these big packs. He won't need more for ages now.Fetch the log basket out of the loft. I had to put the heating on for a couple of hours last nightPick more berries, beans and courgettes.Check if any of the pears or quinces are ready.Prep, cook and freeze a bag of gifted apples - or maybe think about making some apple chutney...It will be a miracle if I get all that done today!2
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Morning all!
I'm so excited but nervous, I've got a job interview on Friday at 5PM. It's in addition to my current job, it's 4am until 8am 12 hours a week including one day a weekend. Ideal as I start at 8.30am! It's £9.50PHI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=13 -
@DawnW Thanks, I've just received a phone call stating that I have won my Mandatory reconsideration and there was a system error which caused all the problems.@jadewest94 When will you sleep?Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini4
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@Bagpuss741my current job I finish at 4.30 so I get home just after 5pm so plenty of time to sleep. It's only 3 days a week anyway and one is a weekend and my current job we don't open at weekendsI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=12 -
jadewest94 said:katy_ann said:Hey everyone hope your well!
I used to post here a long time ago the first time I was in debt, I managed to get debt free in 2015 but after a nasty divorce and becoming a single parent struggling to find permanent work I'm back with a chunk of debt (as per my signature). I started back on a DMP in August last year and have a long way to go on the amount I'm currently paying but hope to find more full time work soon now my son has started school so hoping that should go up in the new year!
Anyways I've not done to much today:
- Updated my balances on Stepchange
- Done some studying (I'm on a government funded level 2 teaching assistant course)
- Trying to resist putting the heating on as I'm freezing! So just a big jumper haha
- Met a friend for a drink this morning but took that out of my weekly spends
- Popped to home bargains as had to get some writing paper for my course
- Quick tidy round the house
- DS back from his Dads this evening after dinner so only need to cook for myself
Hope everyone has a good dayDebt free once - Back again | Current debt: £2479.50 - January 2025 | Make £2025 in 2025 #11 - £41/£20252 -
well i have now received the payment from transport for london for the £27.40 that was sitting on an long time unused Oyster card (thanks to Martins /MSE email had not thought to reclaim it till the email the other week) so now that money has hit my current account, have just sent a faster payment to MBNA.
Also needed to get some more cat litter so instead of my usual going for the easy option (amazon) i have popped out in the car and grabbed it from a pet store instead (as its doubled in price recently to what Amazon usually list it for) where as in the store it was a quid cheaper than i usually get it for for.MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..3 -
katy_ann said:jadewest94 said:katy_ann said:Hey everyone hope your well!
I used to post here a long time ago the first time I was in debt, I managed to get debt free in 2015 but after a nasty divorce and becoming a single parent struggling to find permanent work I'm back with a chunk of debt (as per my signature). I started back on a DMP in August last year and have a long way to go on the amount I'm currently paying but hope to find more full time work soon now my son has started school so hoping that should go up in the new year!
Anyways I've not done to much today:
- Updated my balances on Stepchange
- Done some studying (I'm on a government funded level 2 teaching assistant course)
- Trying to resist putting the heating on as I'm freezing! So just a big jumper haha
- Met a friend for a drink this morning but took that out of my weekly spends
- Popped to home bargains as had to get some writing paper for my course
- Quick tidy round the house
- DS back from his Dads this evening after dinner so only need to cook for myself
Hope everyone has a good dayI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=13 -
jadewest94 said:katy_ann said:jadewest94 said:katy_ann said:Hey everyone hope your well!
I used to post here a long time ago the first time I was in debt, I managed to get debt free in 2015 but after a nasty divorce and becoming a single parent struggling to find permanent work I'm back with a chunk of debt (as per my signature). I started back on a DMP in August last year and have a long way to go on the amount I'm currently paying but hope to find more full time work soon now my son has started school so hoping that should go up in the new year!
Anyways I've not done to much today:
- Updated my balances on Stepchange
- Done some studying (I'm on a government funded level 2 teaching assistant course)
- Trying to resist putting the heating on as I'm freezing! So just a big jumper haha
- Met a friend for a drink this morning but took that out of my weekly spends
- Popped to home bargains as had to get some writing paper for my course
- Quick tidy round the house
- DS back from his Dads this evening after dinner so only need to cook for myself
Hope everyone has a good dayDebt free once - Back again | Current debt: £2479.50 - January 2025 | Make £2025 in 2025 #11 - £41/£20254 -
Evening guys!
To do:
Change bed sheets done
Meal prep doneI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=13
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