What Small Things Will You Do This Week? 27/09/21

245

Replies

  • Bagpuss741Bagpuss741 Forumite
    2K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ✭✭✭✭
    Today I have/will:

    1.  Checked online banking
    2.  NSD
    3.  Meals from stores (goulash in slow cooker)
    4.  Surveys
    5.  Clean hedgehog bowls
    6.  Duolingo Welsh
    7.  Read free book
    8.  Wait for DWP to phone me - I am waiting for the decision of my PIP mandatory reconsideration, I had a confusing letter saying that they have upheld the decision not to give me the daily living element but the letter gives me an extra 2 points taking my points to 8 which is the minimum number of points needed for standard daily living.  When I phoned yesterday they were confused themselves :o

    @jadewest94  Your dog is so cute, give him/her a big cwtch from me <3
    Tesco £1095.46, Vanquis £1157.53, Very £569.12, Next £1834.96 As of 15/01/22
  • carrielovesfantacarrielovesfanta Forumite
    2.9K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ✭✭✭✭
    Morning folks

    @Bagpuss741 - the pip people are a nightmare - I hope you get it sorted soon. They tried to say that my m-i-l was fully mobile and could get herself in and out of the bath on the basis that she can stand up out of the chair which is complete rubbish! 

    I'm off today and getting my hair done. I won't pretend I'm not a bit nervous as I had a bit of a funny reaction last time but I've had another skin test which was fine so hopefully just one of those things? Weirdly it was only the back of my head, not my whole head that went puffy - I wondered if it was actually my lymph glands there? 

    Very quick post before I join a work call at 10:30. I know I'm off but I need to be on this one and I don't mind. 
    :star: B/L/D from stores
    :star: Make a list of things that need doing on my days off
    :star: Hopefully finish sock today
    :star: Free coffee at the hairdressers!

    Have a good one all

    clf x
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
    Student loan repaid: 01/07/2019
    SAVINGS: £17000
    Car final lump sum: £6113/£6113
  • anna42hmranna42hmr Forumite
    2.7K Posts
    Part of the Furniture 1,000 Posts Name Dropper
    ✭✭✭✭
    well today i have received the £125 switch incentive from Nationwide following yesterdays current account switch, so that money has gone straight to MBNA credit card via FP before it can be spent elsewhere lol
    MFW # 105
    2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12

    2021 Target £2000 / 1,506.82 OP as at July

    Total OP since mortgage started in 2015 = £27,917.54
  • jadewest94jadewest94 Forumite
    1.6K Posts
    1,000 Posts Third Anniversary Name Dropper Photogenic
    ✭✭✭
    Haha thanks @Bagpuss741 his name is Django. Hes 4 now :smile:

    I phoned Vanquis and told them £50pm is no longer affordable for me and he was so lovely about it on the phone. I've offered £20PM instead. 
    Sealed Pot Challenge ~ 15 #070 Target £1000
    Pay ALL Your Debt Off By Xmas 2022! #66 £50/£4700
    Tilly Tidy 2022 £4.04/£500
    Saving for Christmas 2022 - £1 a day challenge #03 £4.04/£365

    Aqua £400
    Vanquis £340
    Likely Loans £830 
    118 Money £1980 
    Five Lamps £740
    SafetyNet  - £350.71
  • castleloughcastlelough Forumite
    298 Posts
    Ninth Anniversary 100 Posts Combo Breaker
    ✭✭

    -Made a productive phone call to mobile phone provider resulting in moving onto a less expensive plan.
    -Picked blackberries for the freezer (smoothies/porridge)

    This week I'm hoping to
    -tackle flower/weed bed and sow bulbs and herbs.
    -figure out how to preserve eggs by the water glassing method as we are getting about six a day from the hens at the moment. 
    Car Loan: €20000 ---> €4511.01;
    Credit Card: €6000 ---> €5500;
    Home Imp: €15000 ---> €11808.92
    Total Debt on 1 Oct 2021: €21819.93 --> €21543.85
    Emergency Fund savings: €0/500
    Mortgage: Feb 2014 €80,000 ---> €62,320.93
    Mortgage End Date:Feb 2044 ---> Apr 2041
  • katy_annkaty_ann Forumite
    1.1K Posts
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    ✭✭✭
    Hey everyone hope your well!
    I used to post here a long time ago the first time I was in debt, I managed to get debt free in 2015 but after a nasty divorce and becoming a single parent struggling to find permanent work I'm back with a chunk of debt (as per my signature). I started back on a DMP in August last year and have a long way to go on the amount I'm currently paying but hope to find more full time work soon now my son has started school so hoping that should go up in the new year!
    Anyways I've not done to much today:
    - Updated my balances on Stepchange
    - Done some studying (I'm on a government funded level 2 teaching assistant course)
    - Trying to resist putting the heating on as I'm freezing! So just a big jumper haha
    - Met a friend for a drink this morning but took that out of my weekly spends
    - Popped to home bargains as had to get some writing paper for my course
    - Quick tidy round the house
    - DS back from his Dads this evening after dinner so only need to cook for myself

    Hope everyone has a good day :)
    Debt free once - Back again
    Debt at DMP start: £4310.66 - August 2020
    Current debt: £3710.66 - January 2022
    Currently repaying £100 a month - Estimated DFD March 2025
    Make £2022 in 2022 #33 - £42.50/£2022
    Surveys 2021/2022 - £5/£100
  • jadewest94jadewest94 Forumite
    1.6K Posts
    1,000 Posts Third Anniversary Name Dropper Photogenic
    ✭✭✭
    katy_ann said:
    Hey everyone hope your well!
    I used to post here a long time ago the first time I was in debt, I managed to get debt free in 2015 but after a nasty divorce and becoming a single parent struggling to find permanent work I'm back with a chunk of debt (as per my signature). I started back on a DMP in August last year and have a long way to go on the amount I'm currently paying but hope to find more full time work soon now my son has started school so hoping that should go up in the new year!
    Anyways I've not done to much today:
    - Updated my balances on Stepchange
    - Done some studying (I'm on a government funded level 2 teaching assistant course)
    - Trying to resist putting the heating on as I'm freezing! So just a big jumper haha
    - Met a friend for a drink this morning but took that out of my weekly spends
    - Popped to home bargains as had to get some writing paper for my course
    - Quick tidy round the house
    - DS back from his Dads this evening after dinner so only need to cook for myself

    Hope everyone has a good day :)
    Out of curiosity who's your DMP with and it is free? 
    Sealed Pot Challenge ~ 15 #070 Target £1000
    Pay ALL Your Debt Off By Xmas 2022! #66 £50/£4700
    Tilly Tidy 2022 £4.04/£500
    Saving for Christmas 2022 - £1 a day challenge #03 £4.04/£365

    Aqua £400
    Vanquis £340
    Likely Loans £830 
    118 Money £1980 
    Five Lamps £740
    SafetyNet  - £350.71
  • rigare11arigare11a Forumite
    85 Posts
    10 Posts Name Dropper Photogenic
    Hey Guys, 

     Sorry been MIA the last few weeks I have been on holibobs.

    Updated the budget this week with pending income (bonus woohoo) 
    Will pay off 2 off my debts in full
    Updated signature with new debt because my bloody car went kaput! 
    Back on the diet train so all meals are planned from the house! No takeouts etc 

    I was lucky with the fuel though as I filled my new car the day before I went on holiday and its just sat on the drive! Actually I should give it a little spin round the area. 

    Thats all from me today! 
    Have a good one 

    Rigarella
    Very (Shopping) £796.16 Paid in FULL as of 17/08/2021
    Simply Be £1463 £1432  £1195.13 £801.02  £645.24 Paid in FULL 30/09/2021
    PayPal Credit £600  £534.64 £523.28 Paid in FULL 30/09/2021


    Overdraft £500  £462.78 £342.58
    Likely Loans £2465.73  £2191.76  £1917.79


    Total debt £5824.89 at the very start of DFW Journey.
    Current debt £5,028.73  £4997.73 £4384.31 £3990.20 £3823.06 £2260.37

    Debt added since start of journey £9000 (borrowed from partner for car) 
    Current balance of £8550 £8150

    My debt free diary:
    https://forums.moneysavingexpert.com/discussion/6291011/debit-free-diary-starting-august-2021-target-may-2022#latest
  • jadewest94jadewest94 Forumite
    1.6K Posts
    1,000 Posts Third Anniversary Name Dropper Photogenic
    ✭✭✭
    So just came home from the freezer shop to find OH stressed as he can't get the fish tank sorted yet and one of the radiators has fallen off the wall :lol:luckily he's a plumber 
    Sealed Pot Challenge ~ 15 #070 Target £1000
    Pay ALL Your Debt Off By Xmas 2022! #66 £50/£4700
    Tilly Tidy 2022 £4.04/£500
    Saving for Christmas 2022 - £1 a day challenge #03 £4.04/£365

    Aqua £400
    Vanquis £340
    Likely Loans £830 
    118 Money £1980 
    Five Lamps £740
    SafetyNet  - £350.71
  • jadewest94jadewest94 Forumite
    1.6K Posts
    1,000 Posts Third Anniversary Name Dropper Photogenic
    ✭✭✭
    Morning all, 

    I completely forgot to change my alarm yesterday so missed the gym this morning and I don't like going after work as it's usually full with 100+ people.

    Im trying to get back into the healthier eating at work so I've got left over chicken and bacon from our wraps last night with some microwave veggie rice and salad :smile:
    Sealed Pot Challenge ~ 15 #070 Target £1000
    Pay ALL Your Debt Off By Xmas 2022! #66 £50/£4700
    Tilly Tidy 2022 £4.04/£500
    Saving for Christmas 2022 - £1 a day challenge #03 £4.04/£365

    Aqua £400
    Vanquis £340
    Likely Loans £830 
    118 Money £1980 
    Five Lamps £740
    SafetyNet  - £350.71
Sign In or Register to comment.
Latest MSE News and Guides