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What Small Things Will You Do This Week? 27/09/21
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Today I have/will:1. Checked online banking2. NSD3. Meals from stores (goulash in slow cooker)4. Surveys5. Clean hedgehog bowls6. Duolingo Welsh7. Read free book8. Wait for DWP to phone me - I am waiting for the decision of my PIP mandatory reconsideration, I had a confusing letter saying that they have upheld the decision not to give me the daily living element but the letter gives me an extra 2 points taking my points to 8 which is the minimum number of points needed for standard daily living. When I phoned yesterday they were confused themselves@jadewest94 Your dog is so cute, give him/her a big cwtch from meTesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini3
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Morning folks
@Bagpuss741 - the pip people are a nightmare - I hope you get it sorted soon. They tried to say that my m-i-l was fully mobile and could get herself in and out of the bath on the basis that she can stand up out of the chair which is complete rubbish!
I'm off today and getting my hair done. I won't pretend I'm not a bit nervous as I had a bit of a funny reaction last time but I've had another skin test which was fine so hopefully just one of those things? Weirdly it was only the back of my head, not my whole head that went puffy - I wondered if it was actually my lymph glands there?
Very quick post before I join a work call at 10:30. I know I'm off but I need to be on this one and I don't mind.B/L/D from stores
Make a list of things that need doing on my days off
Hopefully finish sock today
Free coffee at the hairdressers!
Have a good one all
clf xLBM 11/06/2010: DFD 30/04/2013Total repaid: £10,490.313 -
well today i have received the £125 switch incentive from Nationwide following yesterdays current account switch, so that money has gone straight to MBNA credit card via FP before it can be spent elsewhere lolMFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..4
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Haha thanks @Bagpuss741 his name is Django. Hes 4 now
I phoned Vanquis and told them £50pm is no longer affordable for me and he was so lovely about it on the phone. I've offered £20PM instead.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=13 -
-Made a productive phone call to mobile phone provider resulting in moving onto a less expensive plan.
-Picked blackberries for the freezer (smoothies/porridge)
This week I'm hoping to
-tackle flower/weed bed and sow bulbs and herbs.
-figure out how to preserve eggs by the water glassing method as we are getting about six a day from the hens at the moment.
Debts: Credit Card: €6000 ---> €5050 Feb 25 \ Overdraft: Step 3/100
Savings: FF Fund: Step 23/100 \ CU: 3755/40004 -
Hey everyone hope your well!
I used to post here a long time ago the first time I was in debt, I managed to get debt free in 2015 but after a nasty divorce and becoming a single parent struggling to find permanent work I'm back with a chunk of debt (as per my signature). I started back on a DMP in August last year and have a long way to go on the amount I'm currently paying but hope to find more full time work soon now my son has started school so hoping that should go up in the new year!
Anyways I've not done to much today:
- Updated my balances on Stepchange
- Done some studying (I'm on a government funded level 2 teaching assistant course)
- Trying to resist putting the heating on as I'm freezing! So just a big jumper haha
- Met a friend for a drink this morning but took that out of my weekly spends
- Popped to home bargains as had to get some writing paper for my course
- Quick tidy round the house
- DS back from his Dads this evening after dinner so only need to cook for myself
Hope everyone has a good dayDebt free once - Back again | Current debt: £2479.50 - January 2025 | Make £2025 in 2025 #11 - £41/£20253 -
katy_ann said:Hey everyone hope your well!
I used to post here a long time ago the first time I was in debt, I managed to get debt free in 2015 but after a nasty divorce and becoming a single parent struggling to find permanent work I'm back with a chunk of debt (as per my signature). I started back on a DMP in August last year and have a long way to go on the amount I'm currently paying but hope to find more full time work soon now my son has started school so hoping that should go up in the new year!
Anyways I've not done to much today:
- Updated my balances on Stepchange
- Done some studying (I'm on a government funded level 2 teaching assistant course)
- Trying to resist putting the heating on as I'm freezing! So just a big jumper haha
- Met a friend for a drink this morning but took that out of my weekly spends
- Popped to home bargains as had to get some writing paper for my course
- Quick tidy round the house
- DS back from his Dads this evening after dinner so only need to cook for myself
Hope everyone has a good dayI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=13 -
Hey Guys,
Sorry been MIA the last few weeks I have been on holibobs.
Updated the budget this week with pending income (bonus woohoo)
Will pay off 2 off my debts in full
Updated signature with new debt because my bloody car went kaput!
Back on the diet train so all meals are planned from the house! No takeouts etc
I was lucky with the fuel though as I filled my new car the day before I went on holiday and its just sat on the drive! Actually I should give it a little spin round the area.
Thats all from me today!
Have a good one
RigarellaVery (Shopping) £796.16 Paid in FULL as of 17/08/2021
Simply Be £1463 £1432 £1195.13 £801.02 £645.24 Paid in FULL 30/09/2021Likely Loans £2465.73 £2191.76 £1917.79 Paid in FULL May 2022
Overdraft £500 Paid in FULL Jan 2023
PayPal Credit £566.53 Paid in FULL Jan 2023
Total debt £5824.89 at the very start of DFW Journey.
Current debt £5,028.73 £4997.73 £4384.31 £3990.20 £3823.06 £2260.37 £1066.53 £0.00
Debt added since start of journey £9000 (borrowed from partner for car)
Current balance of £8550 £8150 Paid in Full June 2022
My debt free diary:
https://forums.moneysavingexpert.com/discussion/6291011/debit-free-diary-starting-august-2021-target-may-2022#latest4 -
So just came home from the freezer shop to find OH stressed as he can't get the fish tank sorted yet and one of the radiators has fallen off the wall
luckily he's a plumber
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=13 -
Morning all,
I completely forgot to change my alarm yesterday so missed the gym this morning and I don't like going after work as it's usually full with 100+ people.
Im trying to get back into the healthier eating at work so I've got left over chicken and bacon from our wraps last night with some microwave veggie rice and salad
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=13
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