Bip card-less Card Accepted

Dandytf

Final 2021credit facility, is Bip from Newday.
1200 limit 29.9%apr

Why- I enjoy app only idea for quick small purchases.
Do these ever get increases above 1200

thanks

y3sitsm3

Dandytf said:

Final 2021credit facility, is Bip from Newday.
1200 limit 29.9%apr

Why- I enjoy app only idea for quick small purchases.
Do these ever get increases above 1200

thanks

If you said that at 23:59:59 on December 31st I might believe you.

Dandytf

y3sitsm3 said:

Dandytf said:

Final 2021credit facility, is Bip from Newday.
1200 limit 29.9%apr

Why- I enjoy app only idea for quick small purchases.
Do these ever get increases above 1200

thanks

If you said that at 23:59:59 on December 31st I might believe you.

expecting reduced working hours, reduced credit availability.  

y3sitsm3

Dandytf said:

y3sitsm3 said:

Dandytf said:

Final 2021credit facility, is Bip from Newday.
1200 limit 29.9%apr

Why- I enjoy app only idea for quick small purchases.
Do these ever get increases above 1200

thanks

If you said that at 23:59:59 on December 31st I might believe you.

expecting reduced working hours, reduced credit availability.  

And yet still applying for credit like there's no tomorrow.

Dandytf

y3sitsm3 said:

Dandytf said:

y3sitsm3 said:

Dandytf said:

Final 2021credit facility, is Bip from Newday.
1200 limit 29.9%apr

Why- I enjoy app only idea for quick small purchases.
Do these ever get increases above 1200

thanks

If you said that at 23:59:59 on December 31st I might believe you.

expecting reduced working hours, reduced credit availability.  

And yet still applying for credit like there's no tomorrow.

thankfully not spending credit at any rate.
It's been interesting watching utilisation per card and how fast 5 or 10% is taken, even with small purchases.
My only consideration is to avoid medium to long term purchases, though interest free oled is next.

Difference being i have option of paying in full if required.

thanks

WillPS

Why are you posting this, Dandytf?

Dandytf

Bip card has gone very well,2 small purchases.

That concludes my Initial Card-less Credit Experience.

Massuco

Has anyone ever used Bip abroad? I would like to know if it's true that they don't charge any fee/commission. 

[Deleted User]

They won't charge forex fees if your card offers no forex fees.

M25

How have people been getting on with this strange card card-less?

I cancelled the soon to end Amazon MC card and applied for this (both cards are Newday) as I like the idea of card-less (for at least one of my cards). I got a £1200 limit.

No fees is nice too.

I don't see any actual PDF for the monthly statement and never received a notification either. From what I can see my bill was issued 21st and is due by 9th November. That's a very short period if I'm correct. 

The Natwest Pay It option failed so I used my old payment information from the Amazon card and that went through via bank transfer.

M25

PDF appeared this morning and only 16 days to pay.

The bank transfer appeared fine although my bank thinks it's "Marbles" (another NewDay card).