Learning to walk before I run

edinburgher · 18 February 2022 at 10:49PM

@savingholmes - and they were £65, which was nearly £50 cheaper than anywhere else, felt like a rare bargain these days!

savingholmes · 19 February 2022 at 11:50AM

A great price. Canny shopping

edinburgher · 19 February 2022 at 2:04PM

My Lottery ticket expired last night and I'm still not feeling lucky.

Paid £10 of my switching money to my SIPP and £5 each to OP/CC/ISA instead. The sun is shining here and I have very little to do

Opened up a 2.5% N@tionwide RS

earthgirl2 · 19 February 2022 at 5:34PM

Great news on the running trainers, bargain.

I have also been feeling institutionalised and just had a sneaky peak at jobs in my old role of sales, wow there seems to be a big increase in basic salaries. In comparison I get paid very poorly as a teacher. I love it though at the moment, but just thinking of options for the future.

glad you are feeling better. My younger brother just had some time off after some carp in work. I agreed with him, look after yourself!

edinburgher · 20 February 2022 at 1:47PM

It would appear the ongoing stock market rout continues! I think that's me about 8.5% down from my peak SIPP value now. Ok, so I've seen a lot worse (started my first "real" job in 2008 when everything seemed to go down by 2% a day), but it's still sobering.

Today has been uber wholesome so far - hill runs followed by taking DD to the swimming pool. She has been feeling a wee bit nervous as she's just moved up to the big pool and she feels literally and figuratively out of her depth. I figured there's only so much talking to a 6 YO you can actually do, so fun with dad in the scary place was more effective?

Can I pick the brains of the collective? We were supposed to be having a builder out to quote a week ago on Friday. He never came out as his kid was unwell and he had to collect from school as his OH was a teacher who couldn't. He was then meant to come out last Monday, but didn't as he was unwell (his business partner came out, but obviously wasn't the brains of the business, although a lovely friendly guy). Would it be rude to email him tomorrow? He has great feedback, is on the local authority trusted trader type site etc. and while I don't want to create a poor first impression, I don't want to be forgotten about! I am assuming Covid at this point, but not entirely sure.

South_coast · 20 February 2022 at 2:46PM

I don't think there's any harm in sending an email to say you're just following up on the visit from his business partner as you've not heard back

Alchemilla · 23 February 2022 at 7:42AM

Fine to email, Ed.
Glad you are sounding less jaded xxx

edinburgher · 24 February 2022 at 6:37PM

A challenging week on the work front, although I got a lot more accomplished than I have done in a while. I think I've maybe been a bit depressed and am now (fingers crossed) on the way up out of the slough. I've felt more awake, more analytical, less affected by matters outwith my own control and generally more productive. Still, I'm very glad it's my weekend!

£6.33 paid towards OP/CC/ISA - my regular £5 payments for next week and a wee bit of savings interest from H@lifax. Not much else to report on the money front, haven't heard back from any builders and will need to try and hit up another few for quotes at the weekend. Still, money is sitting in the bank, so first world problems

Had thought about doing a NW update for the end of February, but the stock market is making that less enjoyable. Poor Ukraine

edinburgher · 25 February 2022 at 2:26PM

Ouch! I have strained my bicep and tricep doing pull ups at my class

Taking it easy today, £10 paid into my pension (£12.50 after gummint does its thing), went into FTSE Developed Europe ex-U.K. Equity Index Fund. I also switched a couple of small gummint topups into this fund. The US was the only fund from the six that my SIPP is invested in that was behaving itself, Europe seemed an obvious (if gloomy choice) for the money.

LadyGnome · 25 February 2022 at 7:05PM

Sorry to hear about the muscle strain. You do generally sound a bit more positive. Lousy weather and rubbish at work are not a great combination before you add in the stress of builders. I would leave the NW calc for a while as the markets are likely to be all over the place. My pension pot has lost 10% since the start of the year based on today's valuation but I know it's just a blip. I don't need the money for more than a decade so what's a few months of rubbish performance?