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Learning to walk before I run
Comments
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Mah heid is bustin'

Woke up twice last night for the loo, up with DD2 at 6, covering duty at work, wrote 1/2 of my competencies. Not really sure how much more I can accomplish, but also feel like I need to push on. I am a terrible procrastinator and I worry that I'll not make it to the finish line unless I do. 7 pages and 3,500 words in since yesterday.6 -
You can do this 🤗I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.5 -
Keep going Ed, it'll definitely be worth it in the end!5
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5/6 done, I feel I am testing the recruiting manager's patience at nearly 5,000 words. Then again, I'm going to cost their budget a chunk of change if I get it, I want to leave them in do doubt that they want to meet with me!
The AI is still earning its keep (chomping down on my personal statement), a few minor hallucinations that I have told it off for and instructed it to remember for future.6 -
Start with the assumption that they are going to meet with you, that you are exactly what they want! You are not proving yourself, you are merely reminding them of just how good you are! You'd be amazed how that mind set can shift your focus positively!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 *** New projection - Jun 2040 (reduced by 1 years & 3 month)5
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I'm exhausted just thinking about it! I don't think I've filled in a job application for 20 years, you just bang in a CV in my game and they say yay or nay 😅 Keep going!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!7 -
I am done at just a smidgeon under 5,000 words! Tiny party
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Bravo Sir, bravo! 👏👏😊
Rest well tonight.KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,603 Estd. interest saved = £10,635 to date
c. 18 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2026 as @ 7th November.
Produce tracker: £356 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Well done! 🤞🤞🤞I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £20
2026 Declutter campaign awards 2x star4 -
Mhhh... Sibling hasn't read application but thinks 5k words is mad. I thought that was ok for 9 largely discrete sections with minimal overlap5
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