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Learning to walk before I run
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Glad the funeral went as well as it could have done - albeit exhausting for all.
Your kids will miss FIL and be aware of your collective sadness.
Glad you got the right result from TUI in the end even if they handled it badly.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/257 -
I hear lots of bad things about TUI generally re: their awful customer service. Lots of people seem to write into the papers about them.2025 decluttering: 3,324🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 280🥉🥈🥇💎🏆
Big kitchen declutter challenge 77/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 I 🥉12 🥈26 🥇52 💎100 🏆2507 -
Sending gentle vibes Edinburgher & family.Hope you’ve all had a chance to restore and recover this weekend xMFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £2,350 /£5,0007 -
It feels as though the funeral marks the moment after which, the quiet personal grieving can begin. My Mum says that she put on her public smile during the day so the invitations kept coming, and quietly grieved for my Dad in the evenings, on her own. She lost her younger sister, who was ten, and they shared a bed at the time, and her mother allowed her to cry for several weeks before saying to her that life is for living and we will always love and miss little sis, but she would want us to start enjoying things and moving forward with our lives. It's a deeply personal journey. Her grief was much better than mine for my father. Thinking of all of you, and especially your MILSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here8 -
thinking of you I always think it is the quiet period after the funeral which is so hard. Grief is so raw still but there is 'nothing to do' and yet the world moves on. Thinking of you all.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!6 -
Dear Ed, thinking of you all Take care CM7
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Take care and hopefully 'yes day' means you dont have to jump in puddles in this wind..DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest5 -
Thinking of you.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/256 -
Morning all, there's a wee £2 bonus cashback on £5 spend offer on at TCB. I picked up the usual supermarket gift card 👍11
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Nice one, thanks Ed 👍!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!8
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