We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Learning to walk before I run
Options
Comments
-
A nice candle is worth it’s weight in gold cI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Well done on getting that job application completed. I wish you success! Everything else sounds under controlSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here6 -
The plumber has been and gone. I'm sure that he was good enough at his job but there a litany of small issues and we now have a new tap, as well as a £240 bill. I had to take £160 of that from our EF, only just past £500 again. Easy come, easy go. Must keep reminding myself he actually fixed 4 things, albeit 2 of them were tiny jobs.
6 -
I know you say you can't do DIY. I think that means you won't because you don't want to mess it up. It rarely goes right for me when I touch plumbing but sometimes it goes right. When it does I fell a real sense of achievement. I'm not under the same time pressure as you though. I always go to the plumbing channel I follow on YouTube to check first.Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here6 -
You're half way right @Suffolk_lass - I won't because I've proven time and time again that I'll get it wrong and have to pay someone else to fix it anyway!Not that getting a professional in guarantees results - the damn toilet still isn't flushing. Guy is coming back out. Muttley grumbling.....*Edit: Fixed (again). Right, heartily sick of talking about loos
*Edit the 2nd: Earned another fiver on Prolific7 -
Well done on the EF - even if you had to use it immediately. Hope the plumber solves everything.
I think none of us can do everything - so if paying for help frees you up to do other things you value that's good too.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/257 -
Hear, hear! We all only do what we can. Much worse had you not already started on the EF. I challenge thinking/approaches, not because my way is better, but rather to explore other approaches, and I empathise with my own experience of similar or related issues where I can.savingholmes said:Well done on the EF - even if you had to use it immediately. Hope the plumber solves everything.
I think none of us can do everything - so if paying for help frees you up to do other things you value that's good too.
I think you are, and have been for years, one of the most switched on, pragmatic people on here, and it is why I seek out your diary first!Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here7 -
7
-
Hope interview goes well.
Positive vibes your way.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
Very exciting about the interview - wishing you lots of luck CM7
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.8K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.7K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards