Learning to walk before I run

savingholmes

The indexing is a phenomenal benefit.

What does NW stand for?

QueenJess

savingholmes said:

The indexing is a phenomenal benefit.

What does NW stand for?

It's Net Worth.

edinburgher

@Suffolk_lass - Nardinis is still fab although we've only ever had takeaway - leaves us money for the 👌 chippy on the seafront 🤤

We are a family with big appetites and sometimes there is too much convenience food. That pushes up costs, as does my high protein diet, pretty much essential because of the strength training (which makes me feel much better as a human). I do try and eat cheaper proteins (eggs, sardines, beans etc.) But it's definitely dearer than being a vegetarian (for example).

I've only recently started tracking takeaway spends, have never really bothered before as 90% of this comes from our personal spends accounts

greenbee

Just delurking to say that you might find this helpful about protein... https://joinzoe.com/learn/podcast-protein-and-exercise

edinburgher

@greenbee - Thank you for that - I started listening today and will finish tomorrow

I am zonked. Stayed up a little too late last night (11:30) after 4 alcoholic drinks at the end of a very long week and suffered today with bad dreams and a mild hangover I also spent nearly 4 hours gardening and it barely scratched the surface. Cut the grass (small but felt like a meadow) at the front of the house after no mow May. It took the strimmer, then the lawnmower, then the strimmer again! I also strimmed and burned away some weeds, cut back some brambles and cut down a worryingly fast growing butterfly bush and then brushed the stems with SBK brushwood killer. I also sprayed the horsetail with the same stuff and watered all of our flowering bushes this evening once the sun started to go down.

We were also invited to a lovely BBQ at the inlaws, so a cheap day all things considered, lovely FIL even fixed our broken gazebo part with steel pipe and epoxy, saving c. £150! We got him a couple of bars of chunky fairtrade chocolate and a bottle of Paul Mas wine to say thanks.

Should sleep better tonight, only had one pint at c. 3 this afternoon.

• £1.29 paid into EF (Chase cashback)
  
• £3.60 paid into SIPP (£4.50 after tax relief)
• Did 2.5 hours of overtime last night after a long gap
• Did a very short Prolific survey today (no pay yet, £2 total reward coming soon)
  

edinburgher

Running class this morning and another 3 hours of gardening 😪

£4.04 paid into SIPP (£5.05 after tax relief)

Ordered a hefty air cooler for DD2's room before the summer heat gets crazy, effectively free thanks to money recouped from Home Maintenance budget thanks to FIL's DIY skills I have had to water our flowering bushes again, they're all looking dessicated and a drought is possibly on the cards, would like to get them good and soaked for a week or two before then as some of the smaller ones may not recover otherwise.

savingholmes

Well done on the gardening. Never easy fitting everything in that needs doing. Glad you got some help too.

edinburgher

Busy (and long) day at work

• Did 1.5 hours of overtime (£36.84 before deductions)
• Completed a few Prolific surveys, withdrew £5.82 to my personal spends account
• Paid £3.40 into my SIPP (£4.25 after tax relief)
• Paid £3.39 into EF (cashback from Chase)

Off with DD2 tomorrow

savingholmes

Well done on the OT.

Enjoy your day with your DD.

edinburgher

DD2 is a lot of fun but she is exhausting! Took DD1 to school, played with DD2 before taking her for a short walk, then more play, then lunch, then a 2-hour walk as she slept. After that? Collect DD1 from school, more play, reading, giggles, DD2 throwing up on me

• Did 1.5 hours of overtime this evening £44.94 before deductions, now a time and a third
• Paid £4 into my SIPP from my personal spends account (£5 after tax relief)
• 6p cashback from Chase