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Learning to walk before I run

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  • savingholmes
    savingholmes Posts: 28,912 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the survey money and for keep topping up your SIPP. Glad it's now recovering. My small pot has improved slightly but I am still down on where I was in December.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £175.8K Equity 32.38%
    2) £4.3K Net savings after CCs 13/5/25
    3) Mortgage neutral by 06/30 (AVC £20.6K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 26.3/£127.5K target 20.63% updated 16/5
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.4K updated 16/5
  • edinburgher
    edinburgher Posts: 13,761 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    @greenbee - it sounds like I'm in good company - I can't wait to see it in situ :)

    That is definitely the fear with the private sector, although some sectors seem to be better than others. We have one friend who works for a fund manager or similar who gets a 20% contribution into a DC pension! We also have plenty of friends and relatives in NEST-style crappers with the legal minimums being paid.
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