Power of Attorney (my Dad)

RAS

I figured that's what POA was? Effectively controlling his money? Access to his banking, ability to make decisions (who when and how much to pay on his behalf), and also inheriting whatever is left when he passes?

No.

The POA cases the second dad breathes his last breath.

What happens thereafter depends on whether he has a will or not.

Brie

I think the certificate provider would be your father.  And the witnesses are whomever co-signs to say they know your father and you and that they've seen you sign the documents.  Has to be someone not in the family as I recall - whether your fiancé could do it may or may not be an issue but obviously she can't if she's to also hold POA.

If your father or you isn't happy about the fiancé having POA is there a cousin, trusted neighbour?  Just as backup.

ALSO - I have third party access to one of my MiL's bank accounts.  That means I can deal with almost anything to do with this account short of shut it down.  So make payments, call the bank etc.  You might want to ensure that you have that even if the POA is delayed.  And realistically....I do the finances for the household. OH & MiL have some joint accounts.  Neither of them do online banking but I do and so (rightly or wrongly, more likely the last) access their accounts online, move money on their behalf.  All it takes is ensure you have the logons and passwords.  

proformance

Brie said:

I think the certificate provider would be your father.  And the witnesses are whomever co-signs to say they know your father and you and that they've seen you sign the documents.  Has to be someone not in the family as I recall - whether your fiancé could do it may or may not be an issue but obviously she can't if she's to also hold POA.

If your father or you isn't happy about the fiancé having POA is there a cousin, trusted neighbour?  Just as backup.

ALSO - I have third party access to one of my MiL's bank accounts.  That means I can deal with almost anything to do with this account short of shut it down.  So make payments, call the bank etc.  You might want to ensure that you have that even if the POA is delayed.  And realistically....I do the finances for the household. OH & MiL have some joint accounts.  Neither of them do online banking but I do and so (rightly or wrongly, more likely the last) access their accounts online, move money on their behalf.  All it takes is ensure you have the logons and passwords.  

Funnily enough, this is the main reason why I'm doing this (now). I do have 3rd party mandate on his account (which may just be HSBC terminology), but it only enables me to make account actions on his account through telephone banking, in-branch, or ATM; not online, which is super odd and most inconvenient. 

I read that the "certificate person" should be someone unrelated to myself (the attorney) and the donor, but CAN also act as the witness. 

Can anyone corroborate this? 

Savvy_Sue

https://publicguardian.blog.gov.uk/2021/08/26/creating-an-lpa-frequently-asked-questions/

The certificate provider can be a witness, but is definitely neither the donor nor the attorney.

proformance

Savvy_Sue said:

https://publicguardian.blog.gov.uk/2021/08/26/creating-an-lpa-frequently-asked-questions/

The certificate provider can be a witness, but is definitely neither the donor nor the attorney.

Thanks for confirming, great info!