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Splendid September's NSD Challenge!
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@cathybird can I have 12 NSD target for Oct, it’s a big birthday for me so maybe some spendy days out ! Not done well this month and now on holiday with meals out every night 😳Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000
Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
SPC 2022/23 014
Pay all of your debt off by XMAS 2023
#no 28 target £11,200.001 -
NSD 19/15
Another one for me, no money in account until Thursday so not possible anyway.
After working from home since March 20, I will be back in the office soon. Hopefully, old work clothes still fit 😳🤨. Could do without unnecessary spending on work clothes although there are some nice smart dresses in my fave clothes shop at a reasonable price if needed!Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £175/£2601 -
Day 14 today: was supposed to be going to the cinema tonight but don't have enough spoons for 2 buses there and 2 buses back especially in this rain!
New glasses need to be picked up tomorrow so chance for 1 more NSD this month.
I'll go for 16 in October, thanks!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
13/15 for me 👍January spends - £587.581
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Hi
I've achieved 4 more NSDs which means I've gone past my total with 19/18 NSDs this month.
These were 22,23,24,26 and 27 September.
Money Choices
3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.001 -
SeptemberOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
September targets
Abigail- 8/10
BadBookkeeper 19/15
Balancinglife 13/12
beanielou 19/15
browneyed_girl 8/12
cathybird 21/15
Couldsavemore 18/15
GeorgianaCavendish 14/12
Honeysucklelou2 5/10
jammy dodger 14/18
kitty43 8/15
milann 13/15
Money Choices 19/18
QueenJess 7/15
scotmumof3 17/15
short bird 14/17
Sun Addict 12/12
welshspendthrift 8/15
WinterWarrior 14/15
Newcomers welcome
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October targetsAbigail-BadBookkeeper Balancinglife 14 beanielou 15 browneyed_girl cathybird 15 Couldsavemore 15 GeorgianaCavendish 12 Honeysucklelou2 jammy dodger kitty43 15 milann 15 Money Choices QueenJess scotmumof3 short bird 16 Sun Addict 15 welshspendthrift 12 WinterWarrior 15
Newcomers welcome
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One more NSD today.Can I go for 12 in October please? 😊1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Hope you have more spoons tomorrowshort_bird said:Day 14 today: was supposed to be going to the cinema tonight but don't have enough spoons for 2 buses there and 2 buses back especially in this rain!
New glasses need to be picked up tomorrow so chance for 1 more NSD this month.
I'll go for 16 in October, thanks! I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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