Splendid September's NSD Challenge!

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  • welshspendthrift
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    @cathybird can I have 12 NSD target for Oct, it’s a big birthday for me so maybe some spendy days out ! Not done well this month and now on holiday with meals out every night 😳
    Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000 
    Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
    SPC 2022/23 014
    Pay all of your debt off by XMAS 2023
     #no 28 target £11,200.00



  • BadBookkeeper
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    NSD 19/15

    Another one for me, no money in account until Thursday so not possible anyway.

    After working from home since March 20, I will be back in the office soon.  Hopefully, old work clothes still fit 😳🤨. Could do without unnecessary spending on work clothes although there are some nice smart dresses in my fave clothes shop at a reasonable price if needed! 
    Lightbulb moment - 17/08/2017 £17,033.  Current CC debt £1400 DFD 31/7/24 5 months to go…. 16 weeks 

  • short_bird
    short_bird Posts: 3,674 Forumite
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    Day 14 today: was supposed to be going to the cinema tonight but don't have enough spoons for 2 buses there and 2 buses back especially in this rain! 
    New glasses need to be picked up tomorrow so chance for 1 more NSD this month. 

    I'll go for 16 in October, thanks!
    Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.
  • milann
    milann Posts: 10,586 Forumite
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    13/15 for me 👍
    January spends - £587.58
  • Money_Choices
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    Hi
    I've achieved 4 more NSDs which means I've gone past my total with 19/18 NSDs this month.
    These were 22,23,24,26 and 27 September.

    Money Choices

    25 July 2020 Starting Credit Card Debt £9,717.59 , Debt 27 Dec 2021 £9.550. 1 Jan 23 -£7,030.84 Debt. 30 December 23 DEBT FREE Declutter Challenge 1/50 bin bags,SPC 17 number 061 NSD challenge Jan 24 10/10, Feb 24 10/10, March 24 13/15, April 5/10 Grocery Challenge Jan 24 £98.44/£150 Feb 24 £161.49/£150, March 24 £100/£150 April £100/£150.
  • cathybird
    cathybird Posts: 13,313 Forumite
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    edited 28 September 2021 at 10:43PM
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    September

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    September targets
    Abigail- 8/10 imageimage BadBookkeeper 19/15 imageimageimageimageimageimage Balancinglife 13/12 imageimageimageimageimage beanielou 19/15 imageimageimageimageimageimage browneyed_girl 8/12 imageimage cathybird 21/15 imageimageimageimageimageimageimage Couldsavemore 18/15 imageimageimageimageimageimage GeorgianaCavendish 14/12 imageimageimageimageimage Honeysucklelou2 5/10 imageimage jammy dodger 14/18 imageimageimage kitty43 8/15 imageimage milann 13/15 imageimageimage Money Choices 19/18 imageimageimageimageimage QueenJess 7/15 imageimage scotmumof3 17/15 imageimageimageimageimageimage short bird 14/17 imageimageimage Sun Addict 12/12 imageimageimageimage welshspendthrift 8/15 imageimage WinterWarrior 14/15 imageimageimage
    Newcomers welcome :)
    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,313 Forumite
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    edited 28 September 2021 at 10:44PM
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    October targets
    Abigail-
    BadBookkeeper Balancinglife 14 beanielou 15 browneyed_girl cathybird 15 Couldsavemore 15 GeorgianaCavendish 12 Honeysucklelou2 jammy dodger kitty43 15 milann 15 Money Choices QueenJess scotmumof3 short bird 16 Sun Addict 15 welshspendthrift 12 WinterWarrior 15
    Newcomers welcome :)
    In April I am taking a break from buying: Books
  • GeorgianaCavendish
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    One more NSD today. 

    Can I go for 12 in October please? 😊
  • beanielou
    beanielou Posts: 90,284 Ambassador
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    One today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 90,284 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Day 14 today: was supposed to be going to the cinema tonight but don't have enough spoons for 2 buses there and 2 buses back especially in this rain! 
    New glasses need to be picked up tomorrow so chance for 1 more NSD this month. 

    I'll go for 16 in October, thanks!
    Hope you have more spoons tomorrow  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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