LBCC/LBC

Noahsark1

The error just noticed is that, there was no completed acknowledgement has not been done due to being away so it it all a total shambles at the moment. Help !!!!!

Noahsark1

So where it stands now - 1- received LBC 2 -requested SAR 2- no completed acknowledgement due to being away 3- judgement claim in default Help so what is the best route now ?

KeithP

Looks like you have failed to respond to receiving a County Court Claim Form?
Did you receive a County Court Claim Form?
If so, when? I.e. what is the Issue Date on it?

D_P_Dance

As you have been told. the answer is in the newbies, please keep reading them until things fall into place,  This is a complicated issue and there are no easy answers.  

Noahsark1

Thanks for your response KeithP 

Yes a copied was received and yes a failed respond County Court Claim Form & issue date 28/7/21

Noahsark1

D_P_Dance thanks for your response  Not looking for easy answers and it is a complex situation however not all the answers are in the newbies forum.

KeithP

Noahsark1 said:

Thanks for your response KeithP 

Yes a copied was received and yes a failed respond County Court Claim Form & issue date 28/7/21

You had until 4pm on Monday 16th August to either file an Acknowledgment of Service or a Defence.

As you did neither, a Default Judgment was applied for by the Claimant and af course was granted.

Your best option now is to pay the Judgment amount in the time allowed by the court to avoid a County Court Judgment affecting you ability to obtain credit for the next six years.

Le_Kirk

KeithP said:

Noahsark1 said:

Thanks for your response KeithP 

Yes a copied was received and yes a failed respond County Court Claim Form & issue date 28/7/21

You had until 4pm on Monday 16th August to either file an Acknowledgment of Service or a Defence.

As you did neither, a Default Judgment was applied for by the Claimant and af course was granted.

Your best option now is to pay the Judgment amount in the time allowed by the court to avoid a County Court Judgment affecting you ability to obtain credit for the next six years.

You could then/also apply for a set-aside if you think you have a REALLY good reason for ignoring a N1 claim form and not as you thought, a letter before claim.  You will have to pay £255 for the set-aside.  You also need to consider whether you stand a realistic chance of defending the underlying claim or not.  I think you need to look at the sums involved and calculate if spending additional money is a good bet.

Noahsark1

Thanks KeithP so your saying just pay for the whole PCN is that correct ? 

KeithP

Noahsark1 said:

Thanks KeithP so your saying just pay for the whole PCN is that correct ? 

I am saying you need to pay the whole amount that is stated on the Judgment for Claimant.

@Le_Kirk is suggesting that you may be able to set aside that Judgment. You should consider that option too.