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Remortgage Valution
Comments
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Perhaps a shorter fix, if they aren't willing to agree on an LtV that you're happy with?
It's odds-on the market will be a lot more settled in two years than now.
That way you're only looking at 24mo of the higher rate, instead of 60mo on a 5yr.0 -
Thanks, sound advice- yes if it comes to that we will go down that route.AdrianC said:Perhaps a shorter fix, if they aren't willing to agree on an LtV that you're happy with?
It's odds-on the market will be a lot more settled in two years than now.
That way you're only looking at 24mo of the higher rate, instead of 60mo on a 5yr.0 -
If the other houses on your street have only sold in the last 3-6 months then it is possible that the details are not on the Land Registry yet so the valuer can not use them to compare against yours.2
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Sound advice if rates are not higher in 2 years time that is.zoemk12 said:
Thanks, sound advice- yes if it comes to that we will go down that route.AdrianC said:Perhaps a shorter fix, if they aren't willing to agree on an LtV that you're happy with?
It's odds-on the market will be a lot more settled in two years than now.
That way you're only looking at 24mo of the higher rate, instead of 60mo on a 5yr.0 -
There hasn’t been any houses sold in our street since 2017 except the one I mentioned. However these are Victorian/ Edwardian terraces and there are streets in both sides full of similar houses so the sale price of those should be relevant?RelievedSheff said:If the other houses on your street have only sold in the last 3-6 months then it is possible that the details are not on the Land Registry yet so the valuer can not use them to compare against yours.0 -
Very true indeed.nicknameless said:
Sound advice if rates are not higher in 2 years time that is.zoemk12 said:
Thanks, sound advice- yes if it comes to that we will go down that route.AdrianC said:Perhaps a shorter fix, if they aren't willing to agree on an LtV that you're happy with?
It's odds-on the market will be a lot more settled in two years than now.
That way you're only looking at 24mo of the higher rate, instead of 60mo on a 5yr.0 -
Excuse me while I polish my crystal ball...nicknameless said:
Sound advice if rates are not higher in 2 years time that is.zoemk12 said:
Thanks, sound advice- yes if it comes to that we will go down that route.AdrianC said:Perhaps a shorter fix, if they aren't willing to agree on an LtV that you're happy with?
It's odds-on the market will be a lot more settled in two years than now.
That way you're only looking at 24mo of the higher rate, instead of 60mo on a 5yr.0 -
If you’ve a crystal ball just provide the lottery number for later and the valuation becomes irrelevant 🤣AdrianC said:
Excuse me while I polish my crystal ball...nicknameless said:
Sound advice if rates are not higher in 2 years time that is.zoemk12 said:
Thanks, sound advice- yes if it comes to that we will go down that route.AdrianC said:Perhaps a shorter fix, if they aren't willing to agree on an LtV that you're happy with?
It's odds-on the market will be a lot more settled in two years than now.
That way you're only looking at 24mo of the higher rate, instead of 60mo on a 5yr.1 -
Sorry, I don't really fancy sharing the jackpot.zoemk12 said:
If you’ve a crystal ball just provide the lottery number for later and the valuation becomes irrelevant 🤣AdrianC said:
Excuse me while I polish my crystal ball...nicknameless said:
Sound advice if rates are not higher in 2 years time that is.zoemk12 said:
Thanks, sound advice- yes if it comes to that we will go down that route.AdrianC said:Perhaps a shorter fix, if they aren't willing to agree on an LtV that you're happy with?
It's odds-on the market will be a lot more settled in two years than now.
That way you're only looking at 24mo of the higher rate, instead of 60mo on a 5yr.0
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