We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Southern Water D Debits

Lars10
Lars10 Posts: 4
Third Anniversary First Post
Newbie
edited 16 August 2021 at 12:56PM in Water bills
Southern water has set my direct debits on usage of about 35% more than my average usage. Anyone else notice this?




Comments

  • luvchocolate
    luvchocolate Posts: 3,507
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    Forumite
    This is the BR board...do you have a debt included in your bankruptcy?
  • Lars10
    Lars10 Posts: 4
    Third Anniversary First Post
    Newbie

    Sorry, I’m new and didn’t realise I’d posted under bankruptcy!



  • MrFrugalFever
    MrFrugalFever Posts: 1,301
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Forumite
    I don’t pay water by direct debit, I pay by bank transfer every 6 months, for this reason.  I believe that they tend to over compensate with the direct debits so you don’t fall in to arrears, calculating a prediction of usage increase in certain times of the year.
    If you believe you can, you will. If you believe you can't, you won't.

    Secured/Unsecured loans x 1 
    Credit Cards x 8 (total limit £55,050)
    Creation FS Retail Account x 1
    Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
    0% Overdraft x 1 (£0 / £250)
    Mortgage Outstanding - £137,707.00 (Payment 13/360)
    Total Debt = £7,400 (0%APR) @ £100pm - Stoozing

  • QrizB
    QrizB Posts: 25,151
    10,000 Posts Fifth Anniversary Photogenic Name Dropper
    Forumite
    I get my water from Southern too, and I pay by DD every 6 months, in arrears based on my water meter readings.
    If you can afford to pay 6x as much at once but 6x less often, this might work for you? All the automation of a DD but no credfit balance to carry?
    N. Hampshire, he/him. Octopus Intelligent Go elec / Fuse gas / Vodafone BB / iD mobile. Kirk Hill Co-op member.
    2.72kWp PV facing SSW installed Jan 2012. 11 x 247w panels, 3.6kw inverter. 37 MWh generated, long-term average 2.6 Os.
    Economy 7 cap explainer. Gas vs E7 vs peak elec heating costs, Ecoflow Stream, Best kettle :-)
  • Lars10
    Lars10 Posts: 4
    Third Anniversary First Post
    Newbie

    Thanks for your replies.

    Is the six month DD in arrears available to all by request (I couldn’t find anything about it on SW website)?




  • QrizB
    QrizB Posts: 25,151
    10,000 Posts Fifth Anniversary Photogenic Name Dropper
    Forumite
    edited 20 August 2021 at 9:24PM
    Lars10 said:

    Thanks for your replies.

    Is the six month DD in arrears available to all by request (I couldn’t find anything about it on SW website)?
    Sorry, I don't know, you might have to phone / chat / email them?

    N. Hampshire, he/him. Octopus Intelligent Go elec / Fuse gas / Vodafone BB / iD mobile. Kirk Hill Co-op member.
    2.72kWp PV facing SSW installed Jan 2012. 11 x 247w panels, 3.6kw inverter. 37 MWh generated, long-term average 2.6 Os.
    Economy 7 cap explainer. Gas vs E7 vs peak elec heating costs, Ecoflow Stream, Best kettle :-)
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.8K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.2K Spending & Discounts
  • 248.3K Work, Benefits & Business
  • 605.9K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture