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Prepaided Cards or Online Bank for Holiday to Disney

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Looking for some advice for our upcoming holiday to Disney (Florida) if it doesn't get coivd cancelled again.

We are looking at putting the spending money we have saved onto a pre-paid travel/creditcard and wondering if anyone here has got advice on what one to use? 
The other option i've seen people mention is and online bank like Revolut or Monzo

Comments

  • Neil49
    Neil49 Posts: 3,363 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 16 August 2021 at 9:23PM
    I would recommend Starling Bank (similar to Monzo but with better cash withdrawal limits). This is a debit card account. With both of these you get virtually instantaneous notification of transactions on your smartphone which is a great safeguard against fraud. 

    Other option is the Halifax Clarity credit card. Ideal if you have to hand over your card for car rental or hotel covering any expenses you may incur. 

    Both offer very good exchange rates. 
  • NoodleDoodleMan
    NoodleDoodleMan Posts: 4,293 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    edited 17 August 2021 at 10:42PM
    You'll get charged an ATM usage fee in the USA for taking currency .........unavoidabe.
    So best not take out a series of small withdrawals rather than larger amounts.


  • MMnB
    MMnB Posts: 5 Forumite
    First Anniversary First Post
    You'll get charged an ATM usage fee in the USA for taking currency .........unavoidabe.
    So best not take out a series of small withdrawals rather than larger amounts.


    Not sure if they are taking cash atm. hence looking for a card we can use and link to magic and so i don't have to worry on that sense. 
  • eDicky
    eDicky Posts: 6,835 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    MMnB said:
    You'll get charged an ATM usage fee in the USA for taking currency .........unavoidabe.
    So best not take out a series of small withdrawals rather than larger amounts.


    Not sure if they are taking cash atm. hence looking for a card we can use and link to magic and so i don't have to worry on that sense. 
    I've no idea about linking cards to magic, whatever that means, but in the US you can pay by any functioning card, for virtually everything so there's not much need to withdraw cash.

    I recommend Starling Bank, but make sure to carry more than one option in case a card is lost, stolen or declined for some reason. The best debit and credit card choices are listed in the MSE article, which has a link to the travel prepaid card section:

    https://www.moneysavingexpert.com/credit-cards/travel-credit-cards/
    Evolution, not revolution
  • NoodleDoodleMan
    NoodleDoodleMan Posts: 4,293 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    edited 18 August 2021 at 12:51PM
    MMnB said:
    You'll get charged an ATM usage fee in the USA for taking currency .........unavoidabe.
    So best not take out a series of small withdrawals rather than larger amounts.


    Not sure if they are taking cash atm. hence looking for a card we can use and link to magic and so i don't have to worry on that sense. 
    Sorry, I misunderstood your scenario.


  • MMnB
    MMnB Posts: 5 Forumite
    First Anniversary First Post
    The linking to magic was meant to read "linking to magic band" so we don't have to take the card with us into the park. 
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