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Future Proofing my life: Deposit saving then MFW journey in under 13 years
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The far left corner of our home has the cat's litter tray in it and there's nowhere else it can go 😂5
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PennysIntoPounds said:The far left corner of our home has the cat's litter tray in it and there's nowhere else it can go 😂MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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I just tidied the wealth corner. There were too many pictures on the small table so I moved those spots around the room. The drawer in the small corner was empty but for one picture which I have hung in my office for now (it might go in the donations pile later). The far left corner upstairs will be checked later. It has a rubbish bin in it so I think that will need movingMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!4 -
Are there certain things I should put in my wealth corner? There’s nothing in mine😂Mortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,255
Money making challenge £0/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)5 -
skint_spice said:Are there certain things I should put in my wealth corner? There’s nothing in mine😂
Yes to all the above and pictures of water apparently! Also green aventurine. Or pyrite. 😁MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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skint_spice said:Are there certain things I should put in my wealth corner? There’s nothing in mine😂So declutter first then …‘ What should I put in my money corner? Put items that activate wealth in your money corner, such as a money tree, crystals, and images of water. What are the feng shui colors for wealth corner? The feng shui colors for the wealth corner are purple, blue, and green’‘ The Wealth Corner is associated with the Wood element. The Wood element represents wealth, family, health, and prosperity. To activate the wood element energy, you want to introduce Earth and Water elements into the space.
You can do this by decorating this space with…
earthy colors like brown and green
adding crystals & gemstones, like citrine, amethyst & pyrite.
- water fountains
Images of running water, crashing waves or mountains
Plus there is a whole home wealth bagua so far left of house AND a wealth bagua in every room - far left corner
DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest5 -
LadyWithAPlan said:skint_spice said:Are there certain things I should put in my wealth corner? There’s nothing in mine😂So declutter first then …‘ What should I put in my money corner? Put items that activate wealth in your money corner, such as a money tree, crystals, and images of water. What are the feng shui colors for wealth corner? The feng shui colors for the wealth corner are purple, blue, and green’‘ The Wealth Corner is associated with the Wood element. The Wood element represents wealth, family, health, and prosperity. To activate the wood element energy, you want to introduce Earth and Water elements into the space.
You can do this by decorating this space with…
earthy colors like brown and green
adding crystals & gemstones, like citrine, amethyst & pyrite.
- water fountains
Images of running water, crashing waves or mountains
Plus there is a whole home wealth vagus so far left of house AND a wealth vagus in every room - far left corner
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
5 -
Ooh,this is all very promising 😂 Although ALL my corners are cluttered, not just the far left ones 😂 We never use the front door, but far left from there is a corner of the living room, with a massive bureau and a cabinet on top, all full of crap, and a load of cobwebs on top.
Far left from the door we use to get in the house is the shower in the downstairs loo, unused and currently filled with guitar cases 😂😂
Far left of my study is my gym kit 😂 Far left of the bedroom is Mr Cheery's side of the bed 🙄😂
Hmm, feel like there may need to be a bit of clearing 😂6 -
@Cheery_Daff yes it has me cataloging the clutter in each room ! ArghDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest5 -
It has me thinking I'll be weeing all the time - way too many references to water 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!7
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