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Future Proofing my life: Deposit saving then MFW journey in under 13 years

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  • LadyWithAPlan
    LadyWithAPlan Posts: 3,748 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    TallGirl said:
    Sounds like you are all set for the dresses it is so nice when you can replica something that is worn out I want to do that with my yoga pants to get them long enough and the cross over waistband. 

    Hope you find what you are looking for and if you do that you can chose and not end up buying far too much fabric. 
    Yes to not too much fabric - I have measured and if its 48 or 54 inches wide I can get away with 2m (however I will need to watch if its some madly pattern fabric and i try to get it in line ...) Still I am going for cheap fabrics as this is a test to see if I can pull it off.

    TallGirl said:
    Can I win a house in Denmark please? One with a large utility room, ensuite and walk in wardrobe plus an outbuilding to create a party room.
    Can the party room be called 'MFW' ;)
    Yes can I add walk in wardrobe to mine .. hmm

    Watty1 said:
    I would like to win a garden makeover please!  Very specifically I would like that makeover to include weeding and cleaning and resanding patio 1, repointing and restoring patio 2, replacing all the paths, creating a daisy lawn and filling one bed with pink shrub roses and a blue flowering salvia and then something inspirational in the other 3 beds.

    Oh and is it too cheeky to ask to win a block paving drive?  As well?   
    Ask for it all!! Liking the vision...sounds gorgeous!

    I would like to win a complete makeover of our outdoor spaces. I would like the style to be sympathetic to the setting, both the age and style of our house and the ancient woodland we back on to. I need it to be lowish maintenance and supportive of wildlife. I would like a year round garden with a variety of places to sit and take pleasure in the garden. The paths need relaying and the stolen flags replaced and outside taps fitted along with water butts. I would also like to win the support of a mentor to help me make the most of what could be a beautiful garden.
    Your specificity is everything! Maybe build a vision board?
    Blimey, you lot don't want much, do you 🤣 Making me glad I have no garden (or stairs)!
    I desperately want a garden.. and some high ceiling period stairs would be fabulous!
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • dawnybabes
    dawnybabes Posts: 3,344 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I want a central staircase in the centre of the house (like in posh hotels) please 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I would like to win a garage conversion, wall removal and replastering, electrics, new flooring, extended drive and new patio.

    Good luck LWAP and others.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,748 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 2 July 2024 at 3:36PM
    Started July Grocery challenge with a bang as I got off the bus from my first EMS session by a Morrisons - I had bought a £10 gift card to get cash back offer in Feb .. so found the email and my £23 shopping miraculously came to £13 
    plus I did the zip zero 4% cb 
    i don’t normally shop there but my local
    lidl closed 

    enjoyed the first ems session but tired after 
    saw 2 flats as well - neither quite right 
    I loved the Japanese knotweed flat as had period features light filled and beautifully done so finding one I like as much will be a stretch - still not in a position to get a mortgage as need 3 months of the income so ..
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,748 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Ooo I have just redone my vision board and after reading your diary I feel like I need to go back and redo and up game plan to grander designs 🤣 currently I am just envisioning being in my new home by end of August with enough savings to pay for everything I need to. Perhaps I need to think bigger 🤣
    I now expect to hear you have added a DALLAS style staircase extension to the new home ;)

    Watty1 said:
    I'm changing my would like to win as I've not seen a Garden Makeover competition but I have seen win a horsebox competition and a new horsebox is on my vision board (mine is old and the MOT man has been muttering a bit at the last two sessions).  So I am going to enter and I would like to enter!

    (love your diary has become the home of our wish lists :))
    I also am liking the wish list  being here -   - please feel free readers to add yours! 
    I do like a horse box - though I always think I could live in one ..

    😂😂 I definitely need a vision board to join in with you lot! 

    Funnily enough, my sister won a massive BBQ this week - about 4 days after buying a massive BBQ...🙄😂
    Genius! Is she returning hers or has she used it already... I assume so on the 3 days of English summer last week..
    I still want a massive BBQ

    I need to put the phone on sale on ebay  - its brand new sealed etc - so..  I have posted it on a local group as well

    MG  and the 'wealth corner'
    15 plus years ago  I had a feng shui expert to my old apartment - and of course bar the odd crystal  have forgotten largely about it and the 'bagua' 
    However someone has won a few things since clearing up her wealth corner - - stand at your front door and its the far left corner of your home... and equally the far left corner of each room as you stand in the door way...
    So looking at my home wealth corner (mostly my main bedroom -  there is definitely some clutter tided away - a cute chest of drawers with largely unused makeup in there, a second wardrobe and large chest of drawers with lots of unworn clothes in there .... You get the picture...
    The left corner of most of the rooms of my house is not great either for clutter...
    So I have cleared 9 things v quickly from toiletries in the bedroom I will never use - but need to do a proper look in the drawers etc - it looks tidy from the outside but .... sometimes its old lipsticks I love but never use ... or eyeshadows of colours I never really use...

    MG
    2 things yesterday July 1
    July 2nd 9 things so far
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
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