Future Proofing my life: Deposit saving then MFW journey in under 13 years

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  • savingholmes
    savingholmes Posts: 27,544 Forumite
    Name Dropper First Anniversary Photogenic First Post
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    Good luck with the to do list. 

    Frustrating on the outstanding invoices... 
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 236 payments to go - now £183,036 Equity 26.8%
    2) Spend on handyman & external building works & new patio door £12.65K
    3) CC £4.6K on 0% spends card but offset by £33.8K savings (part EF, part future home improvement)
    4) Mortgage neutral by June 2030 AVC £10.2K/£127.5K AVC target 8% value at 15/5
    5) FI Age 60 annual income target £13.7/30K 45.7%
  • DrCarrie
    DrCarrie Posts: 866 Forumite
    First Anniversary Debt-free and Proud! Photogenic First Post
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    Hiya! Great to hear you are sewing, I did a lot of classes at Ray Stich. Love sewing - very mindful and satisfying.

    I see you are still the frugal superstar. 
    Mortgage 17th of Jan 24 = £174,000
    Escaping into Private Practice fund £330/£11,000 = 3%
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