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Future Proofing my life: Deposit saving then MFW journey in under 13 years

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  • daisy_1571
    daisy_1571 Posts: 2,105 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Oooh, its got myrna loy, another of my favourite actresses.  Love her in mr blandings, one that, like you lwap, I put on as comfort viewing  ❤ 
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • The whole of Camden and Islington boroughs seem to be ridiculous. The amount of places we've been to see that are 30 minutes walk from a tube, tiny, dingy, in a rough area and they're best part of half a mil cos 'Camden/Islington'. And they're not even the most expensive boroughs 😂
  • Urgh to family drama at Christmas 🙄 Mr Cheery and I went our separate ways the first year as we'd only been together about 6 weeks, but then the next year we went on holiday and didn't visit any family til January 😁 It was great 😁 So great, in fact, that we did it for several more years, and broke any expectation of us going to any family at all 😂 Then for several more years we stayed at home, just the two of us 😁 

    Last year we ended up going to his family as his dad was quite ill, and it seems we're going again this year, but I confess I'm keen for it not to become an expectation that that's what we'll do every year...
    I was just catching up on your thread as a last read before bedtime... urgh indeed.

    Well done you on getting the habit sorted from the start . I think its normal couples want time together themselves.. whether I am solo  or not its somehow its expected i do all the rounds.. 
    I think as our parents get older its harder to say no...
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • Cheery_Daff
    Cheery_Daff Posts: 17,144 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Indeed it is. It is always me who ends up doing the rounds at some point over the festive period,  nobody ever travels to us.  I find it unreasonably vexing - for various reasons various family members can't or won't be in the same house,  so I end up going to for different houses that are all fairly close together  - can't really do for in one day though so I end up going over twice which I just find annoying, even if they'd a week or two apart. Need to shift my attitude really! 

    Going to Mr Cheery's cannot means a five hour round trip of Christmas day itself, which isn't what I want really but there we are. At least this year it'll be at a different person's house so slightly different (and possibly more relaxed)
  • South_coast
    South_coast Posts: 5,868 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Or just tell them you're going on holiday and have a nice few days at home 😁
    I have given this serious consideration on more than one occasion....
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • TallGirl
    TallGirl Posts: 6,211 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sorry to hear about the family drama hope you come up with a solution that suits you. In my family I am lucky my sister always hosts everyone and we can stay incl my mum and dad who are divorced. 
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Family dramas are the worst. 
    Every family has them. 
    Bah humbug. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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