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Debt collection search

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  • cmbrookes
    cmbrookes Posts: 180 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    adamp87 said:
    You can ask to get it removed if it’s a hard search I believe. If there’s no debt related to you then they have no right to search your file or leave an imprint.

    If it’s a soft search then it doesn’t matter 
    There is nothing listed in my hard searches  but it says above on things to note 

    " you've had a debt collection search at your current address in the last 24 months"
  • sourcrates
    sourcrates Posts: 31,644 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    cmbrookes said:
    adamp87 said:
    You can ask to get it removed if it’s a hard search I believe. If there’s no debt related to you then they have no right to search your file or leave an imprint.

    If it’s a soft search then it doesn’t matter 
    There is nothing listed in my hard searches  but it says above on things to note 

    " you've had a debt collection search at your current address in the last 24 months"
    The CRA`s love to post little messages of that nature, they are mostly generic, but are sometimes relevant, however they are a automatic response with little or no meaning.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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