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Debt collection search
Comments
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There is nothing listed in my hard searches but it says above on things to noteadamp87 said:You can ask to get it removed if it’s a hard search I believe. If there’s no debt related to you then they have no right to search your file or leave an imprint.
If it’s a soft search then it doesn’t matter
" you've had a debt collection search at your current address in the last 24 months"0 -
The CRA`s love to post little messages of that nature, they are mostly generic, but are sometimes relevant, however they are a automatic response with little or no meaning.cmbrookes said:
There is nothing listed in my hard searches but it says above on things to noteadamp87 said:You can ask to get it removed if it’s a hard search I believe. If there’s no debt related to you then they have no right to search your file or leave an imprint.
If it’s a soft search then it doesn’t matter
" you've had a debt collection search at your current address in the last 24 months"I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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