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moomin82
Posts: 227 Forumite
a. The date of your lightbulb moment: 2 years ago I realised I had to really change my lifestyle and spending habits
b. Debts at their highest: £12k about 9 years ago
c. Debt-Free Date: Friday 23 July 2021. Next plan is to try to earn extra more (2nd job, side hustle or aim for payrise later in the year) and save deposit towards buying a shared ownership home
d. Your one perl of wisdom: Follow Instagram accounts for budgeting, saving, personal finance
e. Links to the MSE guides that helped you: All!
f. Which forum threads helped you: Many over the years
g. And if you had a debt diary on the Debt-Free Wannabe board (DFW), a link to it: n/a
b. Debts at their highest: £12k about 9 years ago
c. Debt-Free Date: Friday 23 July 2021. Next plan is to try to earn extra more (2nd job, side hustle or aim for payrise later in the year) and save deposit towards buying a shared ownership home
d. Your one perl of wisdom: Follow Instagram accounts for budgeting, saving, personal finance
e. Links to the MSE guides that helped you: All!
f. Which forum threads helped you: Many over the years
g. And if you had a debt diary on the Debt-Free Wannabe board (DFW), a link to it: n/a
Achievements:
9 Aug 2021: Achieved a perfect credit score on Experian (999/999 points - Excellent)
Debt free date: 23 July 2021.
Next goals: Save deposit as a first time buyer.
Find ways to increase income
Further reduce budget/ sell old stuff
Goals for October 2018: Eliminate unneccessary spending
9 Aug 2021: Achieved a perfect credit score on Experian (999/999 points - Excellent)
Debt free date: 23 July 2021.
Next goals: Save deposit as a first time buyer.
Find ways to increase income
Further reduce budget/ sell old stuff
Goals for October 2018: Eliminate unneccessary spending
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