My neighbour's daughter hit my parking car in front of my house

Eva2021

TooManyPoints said:

If you reported it to your insurers, go back to them and tell them you have been unable to secure payment for the damage and let them sort it out. You cannot claim directly from her insurers as you don't have a policy with them and they will not speak to you.

They won't respond to the payment and tell their insurance about it. the mother already said that.
They just enjoy their life like normal, Sunbath, parties, shopping. 

They do not want to talk about anything about the payment. I knock on their door, they pretend they are not at home. but they are. 

Eva2021

teachfast said:

Eva2021 said:

Deleted_User said:

Claim off her insurance

Given you've been more than reasonable and she's refusing to pay, demand the insurance details from her (or get from AskMid) and put in a claim against her. Point out that her (almost certainly) not reporting the accident to her insurance could result in her policy being cancelled. I do hope you told your own insurance about this non-fault notification

Dear Farfetch, Thank you so much for your good advice and the solution, I contacted my insurance, but the mother and her daughter try to avoid letting me known their details; name, mobile, insurance. My insurance said they will found their details as they just live next to my door. they rent the house, nearly pay £1500-£1800 per month rent, which means they are financial security.

I just worried they will bother/find trouble to me if I claim them by insurance, and pretend they are very pitiful, and her daughter is just a kid ( 22-25 years old). and her daughter always with many friends having parties at home, I worry theirs friends will harm me.

22-25 is anything but a kid.

The mother thinks her daughter 22-25 years old is a kid, so she just said sorry and can avoid the bills. 

I just don't understand their behaviours: they admitted to crashing my car and paying for it but later refused to pay for the repair for any reason. Very unreasonable and logical.

DB1904

TooManyPoints said:

If you reported it to your insurers, go back to them and tell them you have been unable to secure payment for the damage and let them sort it out. You cannot claim directly from her insurers as you don't have a policy with them and they will not speak to you.

Are you sure about that?

m0bov

TooManyPoints said:

If you reported it to your insurers, go back to them and tell them you have been unable to secure payment for the damage and let them sort it out. You cannot claim directly from her insurers as you don't have a policy with them and they will not speak to you.

Lol! Heard everything now.

TooManyPoints

Are you sure about that?

Fairly sure. They may speak to him (if he can negotiate their "data protection" routine). But they are unlikely to take any notice. Imagine this: I've a couple of dents in the back of my car which I could do with sorting out. I see your car parked nearby, pay MID £4.50 and get your insurer's details. I give them a ring and ask them for £300. A cheque is sent by return. Or perhaps not.

Lol! Heard everything now.

It is a bit of a joke. Unfortunately not so for the OP. The problems began when the OP engaged with the TP in the first place and tried to appeal to her better nature. Such arrangements invariably end in tears, as this seems bound to do.  The choice now for the OP is straightforward: make a claim against his neighbour's daughter via the small claims procedure or make a claim on his own insurance (provided he has comprehensive cover and his insurers will entertain it after this long) and let them sort out reclaiming their outlay from the TP.

AdrianC

Of course you can claim directly off somebody else's policy.

Obviously, that does require some kind of evidence they are indeed liable... Either them accepting responsibility or some compelling video evidence.

[Deleted User]

TooManyPoints said:

Are you sure about that?

Fairly sure. They may speak to him (if he can negotiate their "data protection" routine). But they are unlikely to take any notice. Imagine this: I've a couple of dents in the back of my car which I could do with sorting out. I see your car parked nearby, pay MID £4.50 and get your insurer's details. I give them a ring and ask them for £300. A cheque is sent by return. Or perhaps not.

Lol! Heard everything now.

It is a bit of a joke. Unfortunately not so for the OP. The problems began when the OP engaged with the TP in the first place and tried to appeal to her better nature. Such arrangements invariably end in tears, as this seems bound to do.  The choice now for the OP is straightforward: make a claim against his neighbour's daughter via the small claims procedure or make a claim on his own insurance (provided he has comprehensive cover and his insurers will entertain it after this long) and let them sort out reclaiming their outlay from the TP.

That is a terrible analogy, OP has proof that the accident happened and who was at fault. They can lodge a claim against the other insurer who will contact their policy holder about it but OP can provide the proof of what happened so they will hardly just refuse to deal with them. They will contact the neighbour and ask about why this was not reported and likely threaten to cancel the policy for not notifying and eventually pay out.

[Deleted User]

Eva2021 said:

Deleted_User said:

Claim off her insurance

Given you've been more than reasonable and she's refusing to pay, demand the insurance details from her (or get from AskMid) and put in a claim against her. Point out that her (almost certainly) not reporting the accident to her insurance could result in her policy being cancelled. I do hope you told your own insurance about this non-fault notification

Dear Farfetch, Thank you so much for your good advice and the solution, I contacted my insurance, but the mother and her daughter try to avoid letting me known their details; name, mobile, insurance. My insurance said they will found their details as they just live next to my door. they rent the house, nearly pay £1500-£1800 per month rent, which means they are financial security.

I just worried they will bother/find trouble to me if I claim them by insurance, and pretend they are very pitiful, and her daughter is just a kid ( 22-25 years old). and her daughter always with many friends having parties at home, I worry theirs friends will harm me.

You can get their insurance details off AskMid (access on a mobile to avoid paying the £4 fee) and contact them directly.

They are already bothering / finding trouble for you by hitting your car, saying they will pay and then refusing to do so. They do not pay for the repair, their insurance does (albeit they will probably have increased premiums). Contact the police if they threaten you. Do not be bullied out of getting restitution. While the daughter is not a kid, she's been an adult for at least 4 years, she will never learn if she can just get away with it.

MalMonroe

As others have said, you need to claim for the damage from your own insurance policy. You do have insurance, don't you?

Also, I'd stop going round and knocking on their door because it's obvious that they are not going to pay you anything. 

You need to get on with this claim now as quickly as you can because the longer you leave it, the more likely it is that your claim will be dismissed because you have left it too long!

Just stop going round to see them. Everybody is kind, we get that. But that is not going to pay the bill to get the damage sorted out. 

Claim today!! 

That is my advice.

DB1904

MalMonroe said:

As others have said, you need to claim for the damage from your own insurance policy. You do have insurance, don't you?

Also, I'd stop going round and knocking on their door because it's obvious that they are not going to pay you anything. 

You need to get on with this claim now as quickly as you can because the longer you leave it, the more likely it is that your claim will be dismissed because you have left it too long!

Just stop going round to see them. Everybody is kind, we get that. But that is not going to pay the bill to get the damage sorted out. 

Claim today!! 

That is my advice.

Why would they dismiss it? The OP has six years in which to claim.