First Direct Bank are ditching the Visa debit card and switching to the Mastercard debit card system

born_again

WillPS said:

born_again said:

TSB delayed their switch to Mastercard in 2018. Expect that will be on the cards soon.
Barclays will be changing soon.

I would expect Visa debit cards to be as rare as hen's teeth soon. As Mastercard have thrown £Millions at the banks to switch over.

What's your source for Barclays moving to Mastercard please? 

Rumour mill

Ever known a bank turn down free cash? 

adamp87

born_again said:

WillPS said:

born_again said:

TSB delayed their switch to Mastercard in 2018. Expect that will be on the cards soon.
Barclays will be changing soon.

I would expect Visa debit cards to be as rare as hen's teeth soon. As Mastercard have thrown £Millions at the banks to switch over.

What's your source for Barclays moving to Mastercard please? 

Rumour mill

Ever known a bank turn down free cash? 

But where is the rumour mill coming from that’s what they want to know..

Barclays do use MasterCard in the US I think to be fair 

EarthBoy

born_again said:

WillPS said:

born_again said:

TSB delayed their switch to Mastercard in 2018. Expect that will be on the cards soon.
Barclays will be changing soon.

I would expect Visa debit cards to be as rare as hen's teeth soon. As Mastercard have thrown £Millions at the banks to switch over.

What's your source for Barclays moving to Mastercard please? 

Rumour mill

Ever known a bank turn down free cash? 

Don't listen to rumours.  Barclays signed a new "multi-year" contract with Visa only last year, so they won't be switching to Mastercard anytime soon.

https://home.barclays/news/press-releases/2020/02/barclays-extends-long-standing-visa-partnership-with-new-europea/

https://www.finextra.com/newsarticle/35255/barclays-signs-european-agreement-with-visa

WillPS

Indeed, and only yesterday launched their flavour of Visa's rewards portal. 

[Deleted User]

WillPS said:

Deleted_User said:

WillPS said:

born_again said:

TSB delayed their switch to Mastercard in 2018. Expect that will be on the cards soon.
Barclays will be changing soon.

I would expect Visa debit cards to be as rare as hen's teeth soon. As Mastercard have thrown £Millions at the banks to switch over.

What's your source for Barclays moving to Mastercard please? 

I would very much doubt the accuracy of that statement, Barclay's have a long standing relationship with visa and has only ever issued debit cards in the visa brand, they have issued Mastercard Credit Cards in the past but these all ended up being changed to visa. 

Even if Mastercard offered Barclays a better deal, Visa would more than likely jump in and offer an even better one, Visa would not allow Mastercard to get their paws on barclays at any cost.

Agreed, it seems very unlikely to me that Barclays would leave.

I'd also be surprised to see LBG jumping ship any time soon, their recentish 'Ghostbusters' advertising has featured the Visa brand quite prominently, both in print and on video.

NatWest and HSBC is much less of a surprise as they've only moved over to Visa from the Mastercard empire (namely Solo and Switch/Maestro) in the last 15 years.

So that really just leaves the likes of TSB (who have postponed it indefinitely as far as I am aware, if not cancelled), Nationwide (who intended to launch a business account with Mastercard but then binned that plan off) and Co-op Bank (who generally are doing very little in the way of making changes or innovation) as possible candidates. Visa Debit is a very long way away from being "rare as hens teeth"!

LBG only issues debit cards in the visa brand, all their credit cards across the 3 brands are mastercards, but as you said it is unlikely they would change due to their prominent brand campagines associated with the visa brand.

Santander only switched because all their other banking divisions in Spain, Germany, Portugal, Poland and in South/Centro America issue debit mastercard, so it made sense to allign their UK operations with the same provider.

WillPS

4 brands if you include MBNA

LBG (and HBOS previously) have been exclusively Visa Debit for as long as I can remember, but as far as I can see have never issued Visa credit cards. There might be some legacy MBNA products which still issue Visa credit cards.

EarthBoy

WillPS said:
LBG (and HBOS previously) have been exclusively Visa Debit for as long as I can remember, but as far as I can see have never issued Visa credit cards. There might be some legacy MBNA products which still issue Visa credit cards.

Halifax originally issued Switch debit cards, not Visa. However, their credit cards were originally Visa, not MasterCard. 
You can find images online if you Google them.

WillPS

EarthBoy said:

WillPS said:
LBG (and HBOS previously) have been exclusively Visa Debit for as long as I can remember, but as far as I can see have never issued Visa credit cards. There might be some legacy MBNA products which still issue Visa credit cards.

Halifax originally issued Switch debit cards, not Visa. However, their credit cards were originally Visa, not MasterCard. 
You can find images online if you Google them.

Before my time, but I can see you are correct!

I always associated Switch/Solo/Maestro with RBS, HSBC and CYBG, didn't know Halifax were once an issuer too.

nsJohn

jbrassy said:

In the UK I think everywhere that accepts Visa will also accept Mastercard. If you're planning on using the card abroad, it can be an issue. I have been to places where Visa is widely accepted but Mastercard is not, although this is quite rare. As mentioned above, it can also be prudent to have one of each just in case.  

Can anyone advise how to get mini-statements and intermediate statements out of a HSBC machine using a Mastercard debit card? I was sent one of these a few weeks ago and cannot use it at ATMs except to get cash and balances. This is not what I joined FD for many years ago. FD and HSBC staff are no help to me apart from from telling me to go on-line.

Lightning360

nsJohn said:

jbrassy said:

In the UK I think everywhere that accepts Visa will also accept Mastercard. If you're planning on using the card abroad, it can be an issue. I have been to places where Visa is widely accepted but Mastercard is not, although this is quite rare. As mentioned above, it can also be prudent to have one of each just in case.  

Can anyone advise how to get mini-statements and intermediate statements out of a HSBC machine using a Mastercard debit card? I was sent one of these a few weeks ago and cannot use it at ATMs except to get cash and balances. This is not what I joined FD for many years ago. FD and HSBC staff are no help to me apart from from telling me to go on-line.

That is due to some temporary changes in the Mastercard switch.

"Temporary changes when using an ATM

When you use your Debit Mastercard at an ATM:

• you won’t be able to access mini-statements"

https://www1.firstdirect.com/help/bank-accounts/debit-card/mastercard/